
740 W VIRGINIA AVENUE, PUNTA GORDA, FL, 33950
Active42 days on marketListed Jun 25, 2026MLS #C7527219
About this home
740 W VIRGINIA AVENUE
A hard-to-find opportunity to own one of Punta Gorda's most distinctive residences in the heart of the Historic District, walking distance to Downtown PG shopping, restaurants, Fisherman's Village, parks, and grocery stores! Situated on an large homesite framed by mature royal palms and tropical landscaping, this custom-built Southern-inspired estate combines timeless architectural character with modern comfort. From the moment you arrive, the home's commanding presence is undeniable. Sweeping wraparound porches, elevated construction, a NEW Metal roof in 2023, and classic architectural detailing create a striking first impression rarely found in Southwest Florida. Inside, rich hardwood flooring, custom wood trim, high ceilings, and light-filled living spaces showcase craftsmanship that has become increasingly difficult to find. The grand living room serves as the centerpiece of the home, featuring a beautiful WOOD-BURNING fireplace, expansive gathering space, and an inviting atmosphere perfect for entertaining or everyday living. The chef's dream kitchen offers extensive custom cabinetry, granite countertops, a large center island, generous storage, and an adjoining dining area designed for family gatherings and holiday celebrations. The private owner's retreat is a sanctuary of its own, highlighted by a beautifully renovated spa-inspired bathroom featuring elegant finishes, a walk-in glass shower, and timeless design. Additional guest bedrooms provide comfort and privacy for family and visitors alike. Outside, the oversized property offers exceptional flexibility and privacy, while the detached garage (perfect for an ADU or detached Mother-In-Law Suite) and extended driveway provide ample parking and storage. The wraparound porch creates the perfect setting to enjoy morning coffee beneath the palms, evening sunsets, or the vibrant atmosphere of one of Southwest Florida's most beloved waterfront communities. Few homes successfully blend historic district charm, architectural significance, modern updates, and walkable downtown living. This exceptional residence delivers all four, creating a lifestyle that is as unique as the property itself. Experience the character, elegance, and timeless appeal of Historic Punta Gorda living at its finest.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,146
Sqft
0.18 ac
Lot size
1
Garage
1999
Year built
Two
Levels
$303
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,190 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,190/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26%
$/sqft vs PUNTA GORDA
$303 vs $264
Days on market
42 vs 59 typical
Where $303/sqft sits among the 21 homes for sale in PUNTA GORDA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
10 of 21
PUNTA GORDA have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 142% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 740 W VIRGINIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$525,000
504 MCGREGOR STREET · same community
3 bd · 2 ba · 2,136 sqft · $246/sqft · 77 DOM
Sold · Sep ’25$730,000
303 W GRACE STREET · same community
3 bd · 2 ba · 2,216 sqft · $329/sqft · 130 DOM
Sold · Jun ’26$410,000
32634 OIL WELL ROAD · same community
3 bd · 2 ba · 2,281 sqft · $180/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 740 W VIRGINIA AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 740 W VIRGINIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
740 W VIRGINIA AVENUE FAQs
What would the monthly payment be for 740 W VIRGINIA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,190/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 740 W VIRGINIA AVENUE?+
The most recent tax bill on record (2025) was $3,347. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $650,000, this home is listed about 89% above the Punta Gorda median of $344,700. The market section on this page shows how the area is trending.
Which schools are assigned to 740 W VIRGINIA AVENUE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LRC REALTY ADVISORS, INC · Shari Smith. MLS #C7527219.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 740 W VIRGINIA AVENUE but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


