12397 SW 76TH LANE, DUNNELLON, FL, 34432
Active67 days on marketListed May 27, 2026MLS #OM725434
About this home
12397 SW 76TH LANE
Under Construction. UNDER CONSTRUCTION & AVAILABLE Early July! Discover the perfect blend of modern luxury and wide-open space with this stunning new build in the desirable Rolling Hills subdivision. Nestled on a sprawling 1.12-acre lot, this beautiful 3-bedroom, 2-bathroom home features a versatile den and offers 2,249 sq. ft. of thoughtfully designed living space (3,108 sq. ft. total under roof). Step inside from the welcoming covered front porch to find an airy, open-concept floor plan highlighted by soaring cathedral ceilings. The heart of the home is a gorgeous kitchen outfitted with rich wood cabinetry, gleaming granite countertops, and durable, waterproof Luxury Vinyl Plank (LVP) flooring that flows seamlessly throughout the main living areas. Retreat to the luxurious primary suite, which features generous his-and-her closets and a spa-inspired en-suite bathroom complete with elegant tile flooring, a sleek walk-in shower, and a relaxing soaking tub. Outside, the spacious covered lanai is perfectly situated for evening entertaining or simply enjoying the privacy and tranquility of your expansive 1-acre+ property. A convenient side-entry 2-car garage completes this meticulously crafted home, providing beautiful curb appeal without sacrificing functionality. Includes a One-Year Builder Warranty. **Please Note: Photos are of a model home. Colors, cabinetry, and fixtures will vary, offering a unique finish for this specific build. **Seller is a licensed Real Estate Agent.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,249
Sqft
1.12 ac
Lot size
2
Garage
2026
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,278 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,278/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.7%
$/sqft vs Dunnellon actives
$217 vs $185
Days on market
67 vs 43 typical
Where $217/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
175 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 117% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 12397 SW 76TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$535,000
13359 SW 80TH STREET · same community
4 bd · 3 ba · 2,202 sqft · $243/sqft · 738 DOM
Sold · Jul ’26$339,900
12191 SW 75TH STREET · same community
3 bd · 2 ba · 1,939 sqft · $175/sqft · 33 DOM
Sold · Dec ’25$363,900
13868 SW 78TH PLACE · same community
4 bd · 2 ba · 1,775 sqft · $205/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12397 SW 76TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12397 SW 76TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12397 SW 76TH LANE FAQs
What would the monthly payment be for 12397 SW 76TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,278/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12397 SW 76TH LANE?+
The most recent tax bill on record (2025) was $366. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $487,900, this home is listed about 63% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12397 SW 76TH LANE?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK C. DEBOLT INC · Juan Bengoa, Jr.. MLS #OM725434.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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