TBD (Lot 22-W) SW 138TH LOOP, DUNNELLON, FL, 34432
Active9 days on marketListed Jul 25, 2026MLS #OM728952
About this home
TBD (Lot 22-W) SW 138TH LOOP
The most extraordinary homes begin with extraordinary land. Welcome to one of the most coveted homesites within Bel-Lago Estates in SW Marion County, FL. This exceptional 1.38-acre lakefront estate homesite offers a rare opportunity to create a custom residence where timeless architecture and breathtaking waterfront views become one. Positioned along the community’s West Lake, imagine mornings watching the sunrise from your veranda, afternoons entertaining beside an infinity-edge pool, and evenings gathered around the outdoor fireplace as century-old oaks reflect across the water. Here, the landscape becomes the architect. Expansive walls of glass, seamless indoor-outdoor living, and every room thoughtfully oriented to capture the beauty of the lake. Bel-Lago is founded on the belief that exceptional homes begin with exceptional land. Every custom residence features a minimum square footage requirement, allowing you to create a timeless estate that reflects your vision, whether inspired by European, Transitional, Modern Farmhouse, French Country, or Mediterranean architecture. With only 120 estate homes across 600 acres, Bel-Lago offers a rare blend of privacy, architectural integrity, and natural beauty. Residents enjoy gated access, picturesque lakes, more than 7 miles of scenic riding and walking trails, and over 8,000 acres of adjacent protected preserve, all just minutes from the World Equestrian Center, Downtown Ocala, golf, shopping, dining, and medical facilities. This is more than a waterfront homesite - it is an opportunity to build a place where traditions begin, generations gather, and your legacy takes shape. Some waterfront properties offer a view. This one offers a legacy. *Inquire about additional lakefront and equestrian estate homesites available within Bel-Lago Estates*
Facts & features
The home at a glance
1.38 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,677 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,677/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 107% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near TBD (Lot 22-W) SW 138TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$183,000
14117 SW 115TH CIRCLE
2 bd · 2 ba · 1,296 sqft · $141/sqft · 34 DOM
Sold · Oct ’25$200,000
11643 SW 137TH LOOP
2 bd · 2 ba · 1,322 sqft · $151/sqft · 225 DOM
Sold · Mar ’26$1,225,000
14655 SW 117TH COURT
2 bd · 2 ba · 1,474 sqft · $831/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about TBD (Lot 22-W) SW 138TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD (Lot 22-W) SW 138TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
TBD (Lot 22-W) SW 138TH LOOP FAQs
What would the monthly payment be for TBD (Lot 22-W) SW 138TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,677/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at TBD (Lot 22-W) SW 138TH LOOP?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on TBD (Lot 22-W) SW 138TH LOOP?+
The most recent tax bill on record (2025) was $2,987. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at TBD (Lot 22-W) SW 138TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $465,000, this home is listed about 55% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to TBD (Lot 22-W) SW 138TH LOOP?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS OCALA · Alair Boshela. MLS #OM728952.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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