18970 SW 99TH STREET, DUNNELLON, FL, 34432
Active137 days on marketListed Mar 19, 2026MLS #OM721184
About this home
18970 SW 99TH STREET
Welcome to Florida Living! This home has an oversized lot filled with beautiful mature trees, flowering plants and salt system pool with screened patio for entertaining. Looking for a home for your car collection? This home has a four car garage with air/heat/ electric and insulated. A man door that goes out to a 10 x 10 workshop with electric. The main home has formal living and dining rooms with sliding door to the lanai. The kitchen and family room combo is spacious and has a breakfast bar. The home has a split bedroom plan. The primary suite is large and has two separate walk-in closets. The ensuite bathroom has double vanities and private water closet. The walk-in shower is roomy and has a window. Guest bedroom 1 has built in closets and Guest bedroom 2 has a large walk-in closet. The guest bathroom with tub/shower combo, is adjacent to these bedrooms and also has a door to the lanai and pool area. The laundry room is next to the kitchen and entry to the garage from this room. The washer and dryer are 2025. The roof is 2025, the HVAC 2015 Hot water tank is 6-7 years. The pool filter and timer 2025 The mature trees and landscaping are beautiful and you will really enjoy this home located in a beautiful neighborhood. This home is located in the Rainbow Springs Country Club your ownership will provide you with private access to the Rainbow River Park. You can have a picnic, barbecue, go swimming at the private beach, tubing, canoeing, and kayaking. Community Center offers pickleball courts, pool, gym, billiards, private meeting areas, and organized activities for the residents. Living in Dunnellon, Florida is quiet and peaceful just the perfect place to walk, bike ride and enjoy the beauty all around this river town. The area has restaurants, shopping, and hotels. You can drive 20- miles to Ocala, 30-miles to Crystal River, 40 miles to Gainesville. The WEC (World Equestrian Center) is 10 miles and hosts year-round activities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,085
Sqft
0.63 ac
Lot size
4
Garage
2004
Year built
One
Levels
$252
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,755 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,755/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.7%
$/sqft vs RAINBOW SPGS 05 REP
$252 vs $195
Days on market
137 vs 40 typical
Where $252/sqft sits among the 11 homes for sale in RAINBOW SPGS 05 REP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $285K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
5 of 11
RAINBOW SPGS 05 REP have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 137% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 18970 SW 99TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$340,000
9540 SW 189TH COURT · same community
3 bd · 2 ba · 2,073 sqft · $164/sqft · 302 DOM
Sold · Feb ’26$410,000
10257 SW 193RD CT · same community
3 bd · 2 ba · 2,100 sqft · $195/sqft · 12 DOM
Sold · Apr ’26$419,900
10090 SW 192ND CIRCLE · same community
3 bd · 2 ba · 2,047 sqft · $205/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18970 SW 99TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18970 SW 99TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18970 SW 99TH STREET FAQs
What would the monthly payment be for 18970 SW 99TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,755/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18970 SW 99TH STREET?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18970 SW 99TH STREET?+
The most recent tax bill on record (2025) was $3,011. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18970 SW 99TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $525,000, this home is listed about 75% above the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18970 SW 99TH STREET?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$525,000 runs 137% above the DUNNELLON 34432 median — but at 2,085 sqft it's also 21% larger than the typical Dunnellon listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
137 days on market against a Dunnellon median of 40 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of RAINBOW SPRINGS REAL ESTATE · Debborah Brady LLC. MLS #OM721184.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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