18976 SW 93RD LOOP, DUNNELLON, FL, 34432
Active13 days on marketListed Jul 7, 2026MLS #OM728036
About this home
18976 SW 93RD LOOP
Nestled on a half-acre lot in the desirable community of Rainbow Springs, this 3-bedroom, 3-bath pool home with a 3-car garage offers nearly 3,000 square feet of well-designed living space. Step inside to an open split-bedroom floor plan filled with natural light. The spacious kitchen features granite countertops and an aquarium window overlooking the screened saltwater pool and private backyard. French doors lead to the outdoor kitchen, creating the perfect space for entertaining family and friends. Located just minutes from Rainbow Springs State Park, shopping, dining, and everyday conveniences, this home offers both privacy and convenience. Residents enjoy exclusive access to a private Rainbow River park with swimming, kayaking, canoeing, and picnic areas, along with community amenities including a pool, clubhouse, fitness center, tennis and pickleball courts. With an annual HOA fee of approximately $250, you'll enjoy private river access and outstanding amenities at an exceptional value. This is the perfect place to call home.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,946
Sqft
0.5 ac
Lot size
3
Garage
2003
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,336 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,336/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.4%
$/sqft vs RAINBOW SPGS 05 REP
$190 vs $198
Days on market
13 vs 43 typical
Where $190/sqft sits among the 11 homes for sale in RAINBOW SPGS 05 REP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
4 of 11
RAINBOW SPGS 05 REP have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 138% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 18976 SW 93RD LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$565,000
9573 SW 196TH AVENUE ROAD · same community
3 bd · 3 ba · 2,948 sqft · $192/sqft · 122 DOM
Sold · Dec ’25$500,000
9809 SW 195TH CIRCLE · same community
3 bd · 2.5 ba · 2,650 sqft · $189/sqft · 63 DOM
Sold · May ’26$420,000
18848 SW 93RD LOOP · same community
3 bd · 2 ba · 2,247 sqft · $187/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18976 SW 93RD LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18976 SW 93RD LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18976 SW 93RD LOOP FAQs
What would the monthly payment be for 18976 SW 93RD LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,336/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18976 SW 93RD LOOP?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18976 SW 93RD LOOP?+
The most recent tax bill on record (2025) was $7,331. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18976 SW 93RD LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $560,000, this home is listed about 87% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 18976 SW 93RD LOOP?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY - ELITE PARTNERS II · Chelsea Adams. MLS #OM728036.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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