11904 SW 137TH LOOP, DUNNELLON, FL, 34432
Active105 days on marketListed Apr 6, 2026MLS #OM722167
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About this home
11904 SW 137TH LOOP
MOTIVATED SELLER WILL REVIEW ALL OFFERS! Located in Spruce Creek Preserve, an active adult 55+ Del Webb deed restricted gated community in Dunnellon just southwest of Ocala, this tastefully updated Sycamore model 2 Bedroom, 1 Bath, 1-Car Garage home sits on a lot with green space behind for added privacy and peaceful views. Recent and notable improvements include 2013 Roof, 2012 HVAC, brand new water heater, new front storm door, new garage door screens with privacy screening, custom window coverings, LVP and carpet flooring, updated bathroom with step-in shower, stainless appliances in the eat-in kitchen, under-sink water filter, new shutters on front door, freshly painted driveway and front porch, Spectrum Fiber Optics Internet, and a newly screened lanai. This community is surrounded on three sides by Ross Prairie State Forest, offering a quiet setting with abundant wildlife and natural scenery while still being convenient to shopping, dining, and medical facilities. The monthly HOA fee includes basic Spectrum fiber optic internet, trash pickup, and access to community amenities and activities, including a heated pool, hot tub, tennis, pickleball, fitness center, water aerobics, yoga classes, billiards, crafts, cards, Bingo, Bunco, library, chair volleyball, potluck dinners, dances, and social and travel groups. This property will not disappoint!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
816
Sqft
0.19 ac
Lot size
1
Garage
1996
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,646 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,646/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41%
$/sqft vs Dunnellon actives
$233 vs $183
Days on market
105 vs 43 typical
Where $233/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
187 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 11904 SW 137TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$200,500
11536 SW 138TH LANE
2 bd · 2 ba · 1,122 sqft · $179/sqft · 138 DOM
Sold · Jul ’25$182,500
11249 SW 139TH STREET
2 bd · 2 ba · 1,136 sqft · $161/sqft · 62 DOM
Sold · Jul ’26$162,000
10720 SW 151ST PLACE
2 bd · 2 ba · 1,144 sqft · $142/sqft · 138 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11904 SW 137TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11904 SW 137TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11904 SW 137TH LOOP FAQs
What would the monthly payment be for 11904 SW 137TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,646/mo — principal and interest, the actual property-tax bill, the $209/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11904 SW 137TH LOOP?+
The association fee works out to $209 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11904 SW 137TH LOOP?+
The most recent tax bill on record (2025) was $893. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11904 SW 137TH LOOP?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $189,999, this home is listed about 37% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11904 SW 137TH LOOP?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DUNNELLON 34432 market on paper
$189,999 is 19% below the DUNNELLON 34432 median of $235,000.
02Garden & Park/Greenbelt & Trees/Woods views
The garden and park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
105 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $195,600, now $189,999 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Patti Doty. MLS #OM722167.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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