11946 SW 137TH LOOP, DUNNELLON, FL, 34432
Active43 days on marketListed Jun 10, 2026MLS #OM726305
About this home
11946 SW 137TH LOOP
WOW !! This 2/2/2 home has so much to offer!! Cute as can be with tile floors running throughout the entire home. Beautifully updated kitchen with granite, upgraded cabinets, pantry, tile back splash and stainless steel appliances. Both bathrooms also have granite, primary with walk-in shower, guest bath with tub/shower. Spacious living room offers plenty of room for friends to gather and flows into the dining area that leads out to a Florida room with glass windows that is under heat and air and includes a wall ac unit for additional cooling and overlooks the semi private fenced back yard with no neighbors behind !! You will also appreciate the hurricane shutters, brand new garage door, water softener, large covered front porch, screened garage door, and termite bond. ROOF 2012, HVAC, 2019, W/H 2011. In the fun, friendly, active, 55+, gated golf community of SPRUCE CREEK PRESERVE Pool, hot tub, pickleball, tennis, corn hole, shuffleboard, bocce ball, billiards, fitness center, water aerobics, yoga, exercise classes, chair volleyball, cards, crafts, games, Bingo, bunco, potluck dinners, dances, social and travel groups. Nestled into Nature Preserves and the golf course offers a very peaceful atmosphere. Less than 5 miles from doctors /hospital/ fire station, groceries, restaurants, shopping, banking, etc. North Central location is ideal for day trips all across Florida from the Gulf to the Atlantic and every oppotunity in between !
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,248
Sqft
0.19 ac
Lot size
2
Garage
1996
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,973 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,973/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.2%
Days on market
43 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11946 SW 137TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11946 SW 137TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11946 SW 137TH LOOP FAQs
What would the monthly payment be for 11946 SW 137TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,973/mo — principal and interest, the actual property-tax bill, the $209/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11946 SW 137TH LOOP?+
The association fee works out to $209 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11946 SW 137TH LOOP?+
The most recent tax bill on record (2025) was $3,296. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11946 SW 137TH LOOP?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $210,000, this home is listed about 30% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11946 SW 137TH LOOP?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Wendy Hopper. MLS #OM726305.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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