David Ramirez
$189,900$249,900$1,408 /mo all-in ↓

TBD SW 146TH LANE ROAD, DUNNELLON, FL, 34432

Active330 days on marketListed Sep 10, 2025MLS #OK225566

Priced 14% below the DUNNELLON 34432 medianReduced $60KMARION OAKS RANCHES

About this home

TBD SW 146TH LANE ROAD

Rare opportunity to own a spacious 3.23-acre flag lot in the desirable Marion Oaks community! This unique property consists of two parcels being sold together, offering flexibility and investment potential. Approximately 3 acres are already cleared, making it easier to prepare for your new build. With access from SW 146th Lane Road and SW 72nd Terrace, the lot provides excellent entry points and privacy. Enjoy the quiet setting of this growing area of Marion County, with plenty of room to build your dream home, create a private estate, or hold as an investment. Located near shopping, dining, medical facilities, and a short drive to Ocala and I-75 for easy commuting. Don’t miss this chance to secure a large parcel in one of Ocala’s most sought-after areas!

Facts & features

The home at a glance

3.23 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$554/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,408 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,118
FHA mortgage insurance (est.)$84
Property tax — 2024 actual bill$46
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,647Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,647
Interest rate6.00%
Loan term

Estimated payment

$1,408/mo

Principal & interest$1,118
FHA mortgage insurance (est.)$84
Property taxes (actual bill)$46
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Dunnellon

Map of TBD SW 146TH LANE ROAD

Drive times from this address

Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34432 — neighborhood snapshot

Population

13,197

Median age

56

Median income

$47,711

Median home value

$223,900

Avg household

2.27

Households w/ children

858

For the school run

Marion County School District

ElementaryDunnellon Elementary School★★★★★
HighDunnellon High School★★★★★
MiddleDunnellon Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$265K$280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the DUNNELLON 34432 median. See the full Dunnellon market guide →

Paper trail

This home's history

CurrentPrice reduced to $189,900 $60K
Sep 10, 2025Listed at $249,900 · 330 days on market since

Reality check

What actually sold near TBD SW 146TH LANE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7612 SW 155TH STREETSold · Jul ’26

$65,000

7612 SW 155TH STREET

2 bd · 1 ba · 768 sqft · $85/sqft · 30 DOM

7360 SW 157TH LANESold · Oct ’25

$193,000

7360 SW 157TH LANE

3 bd · 2 ba · 1,056 sqft · $183/sqft · 31 DOM

15635 SW 60TH CIRCLESold · Sep ’25

$235,000

15635 SW 60TH CIRCLE

3 bd · 2 ba · 1,243 sqft · $189/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about TBD SW 146TH LANE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for TBD SW 146TH LANE ROAD — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

TBD SW 146TH LANE ROAD FAQs

What would the monthly payment be for TBD SW 146TH LANE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,408/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on TBD SW 146TH LANE ROAD?+

The most recent tax bill on record (2024) was $554. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunnellon?+

At $189,900, this home is listed about 37% below the Dunnellon median of $299,995. The market section on this page shows how the area is trending.

Which schools are assigned to TBD SW 146TH LANE ROAD?+

Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DUNNELLON 34432 market on paper

$189,900 is 14% below the DUNNELLON 34432 median of $220,000.

02Time on market is leverage

330 days on market against a Dunnellon median of 39 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $249,900, now $189,900 — a $60K cut. The full history is in the market section below.

Listing courtesy of AMERICAN REALTY OF PSL LLC · Daniel Castaneda. MLS #OK225566.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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