David Ramirez
$629,9002 bd2 ba1,958 sqft$322 /sqft$4,452 /mo all-in ↓

9375 SE 125TH STREET, SUMMERFIELD, FL, 34491

Active153 days on marketListed Mar 2, 2026MLS #OM719900

Private poolSingle Family ResidenceSPRUCE CREEK GC

About this home

9375 SE 125TH STREET

Pool House with Stunning Water Views! Situated in Del Webb’s Spruce Creek Golf & Country Club, an exclusive 55+ community between The Villages and Ocala, this home boasts double beveled-glass entry doors that open to a foyer with tiled floors and water views. The spacious kitchen offers plenty of 42" cabinetry. The primary suite features a water view, engineered hardwood floors, and a large walk-in closet. The den can be used as a third bedroom with the addition of the built-in Murphy Bed. An extended two-car garage, plus a golf cart garage with extra storage, provides ample space. Enjoy a designer-painted driveway and walkway, along with a large, screened lanai overlooking the water—ideal for entertaining guests. Recent updates include a new roof (2023), fresh interior and exterior paint (2023), a whole-house generator and Solar Panels (owned). Well for irrigation , liquid light in pool enclosure.This unique waterfront home is move-in ready and meticulously maintained—don’t miss your chance purchase this beautiful home!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,958

Sqft

0.28 ac

Lot size

2

Garage

2004

Year built

One

Levels

$322

Per sqft

Private poolPool viewNegotiable55+ community

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Ice Maker · Microwave · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat
LaundryInside
CoolingCentral Air
HeatingNatural Gas
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesWest
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$214/mo
Taxes (2025)$5,310/yr
PetsCats OK, Dogs OK, Number Limit

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,452 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property tax — 2025 actual bill$443
HOA fee — from the listing$214
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,990
Interest rate6.00%
Loan term

Estimated payment

$4,452/mo

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property taxes (actual bill)$443
HOA / condo fee$214
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs SPRUCE CREEK GC

$322 vs $190

Days on market

153 vs 50 typical

Where $322/sqft sits among the 49 homes for sale in SPRUCE CREEK GC

15
18
13
3
0
0 · this home
$138–169$169–200$200–230$230–261$261–291$291+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Summerfield

Map of 9375 SE 125TH STREET

Get to know Summerfield. See the full Summerfield guide →

SUMMERFIELD 34491 — neighborhood snapshot

Population

32,369

Median age

54.4

Median income

$65,900

Median home value

$253,100

Avg household

2.3

Households w/ children

2,632

For the school run

Marion County School District

MiddleLake Weir Middle School★★★★
ElementaryHarbour View Elementary School★★★★★
HighLake Weir High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Summerfield market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$285K$258K

Summerfield median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

23 of 49

SPRUCE CREEK GC have cut their price

Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 129% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →

Paper trail

This home's history

Mar 2, 2026Listed at $629,900 · 153 days on market since
2004Built · SPRUCE CREEK GC

Reality check

What actually sold near 9375 SE 125TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9037 SE 136TH LOOPSold · Jun ’26

$335,000

9037 SE 136TH LOOP · same community

3 bd · 2 ba · 2,025 sqft · $165/sqft · 75 DOM

9910 SE 138TH LOOPSold · Jun ’26

$358,000

9910 SE 138TH LOOP · same community

3 bd · 2 ba · 2,025 sqft · $177/sqft · 179 DOM

8850 SE 140TH PLACE ROADSold · May ’26

$328,000

8850 SE 140TH PLACE ROAD · same community

3 bd · 2 ba · 2,025 sqft · $162/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9375 SE 125TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9375 SE 125TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9375 SE 125TH STREET FAQs

What would the monthly payment be for 9375 SE 125TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,452/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9375 SE 125TH STREET?+

The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9375 SE 125TH STREET?+

The most recent tax bill on record (2025) was $5,310. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9375 SE 125TH STREET?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Summerfield?+

At $629,900, this home is listed about 117% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.

Which schools are assigned to 9375 SE 125TH STREET?+

Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$629,900 runs 129% above the SUMMERFIELD 34491 median — but at 1,958 sqft it's also 23% larger than the typical Summerfield listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

153 days on market against a Summerfield median of 50 — sellers in this position are usually ready to negotiate.

Listing courtesy of REALTY ONE GROUP DAVALLS · David Stahl. MLS #OM719900.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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