David Ramirez
$625,000$679,9004 bd3 ba2,432 sqft$257 /sqft$4,187 /mo all-in ↓

12651 SE COUNTY ROAD 337, DUNNELLON, FL, 34431

Active393 days on marketListed Jun 27, 2025MLS #OM704516

Reduced $55KPrivate poolFarmBONABLE LAKES ESTATES

About this home

12651 SE COUNTY ROAD 337

Wake Up to Sunrises and End Your Day with Spectacular Sunsets on Your Own Private 10-Acre Retreat. Built in 2022, this luxury custom 4-bedroom, 3-bath home offers over 2,500 square feet of beautifully designed living space where modern comfort meets peaceful country living. Surrounded by approximately 50 majestic oak trees, lush green pastures, and a tranquil pond, this property was designed for those who appreciate privacy, entertaining, and the beauty of nature. Step inside to an open-concept floor plan filled with natural light from oversized windows that frame picturesque views in every direction. The stunning kitchen is the heart of the home, featuring smart stainless-steel appliances, white farmhouse cabinetry, neutral finishes, abundant counter space, an oversized island with a farmhouse sink, and room for everyone to gather. The thoughtful split-bedroom layout provides privacy for family and guests, while offering incredible flexibility with two primary suites—making this home ideal for multi-generational living or frequent visitors. The main owner's retreat is a true sanctuary with its own sitting room, private access outdoors, a spacious walk-in closet, and a spa-inspired bath featuring double vanities and a relaxing soaking tub. Step outside and discover why this property is so special. An expansive back deck overlooks rolling green acreage, while a wooden walkway leads to the above-ground pool surrounded by an oversized entertaining deck. The colorful poolside cabana, complete with its own bathroom and shower, creates the perfect place for guests to gather after a day in the sun. Continue exploring and you'll find a screened garden ready for homegrown vegetables, an outdoor kitchen overlooking the pond, and a stone pathway leading to a firepit nestled beneath the shade of mature oaks. Whether you're hosting family and friends or simply enjoying a quiet evening watching wildlife, every corner of this property invites you to slow down and enjoy the lifestyle. Practical features include an RV pad with 50-amp service, multiple storage buildings, covered equipment storage, and plenty of room to add a barn, workshop, or additional agricultural improvements. The paved driveway and parking area provide easy access, while the welcoming front porch offers the perfect place to enjoy Florida's breathtaking sunsets after a long day. Located on a paved county road, you'll enjoy easy access to Goethe State Forest for horseback riding and hiking, Rainbow Springs and the Rainbow River for kayaking, tubing, and swimming, and convenient shopping and dining in Dunnellon and Williston. Ocala, Gainesville, and the Gulf Coast are all within an easy drive, making this property the perfect balance of rural privacy and everyday convenience. The sellers have recently reduced the price and are ready for their next chapter. If you've been dreaming of a private country retreat where luxury, nature, and outdoor living come together, this is an opportunity you won't want to miss.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,432

Sqft

10 ac

Lot size

2022

Year built

One

Levels

$257

Per sqft

Private poolPool & Trees/Woods & Water view

Inside

FlooringLaminate
AppliancesDishwasher · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Split Bedroom
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
ViewPool · Trees/Woods · Water
FacesSoutheast
ExteriorGarden · Lighting · Outdoor Shower · Private Mailbox · Sliding Doors · Storage

Community & fees

Taxes (2024)$5,047/yr

Utilities & systems

UtilitiesElectricity Connected · Water Available · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,187 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2024 actual bill$421
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,187/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$421
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Dunnellon actives

$257 vs $186

Days on market

393 vs 43 typical

Where $257/sqft sits among the 400 Dunnellon actives

189
126
37 · this home
18
8
22
$137–183$183–228$228–274$274–320$320–365$365+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 12651 SE COUNTY ROAD 337

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34431 — neighborhood snapshot

Population

8,663

Median age

55.4

Median income

$51,542

Median home value

$185,200

Avg household

2.2

Households w/ children

570

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$265K$270K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

185 of 400

Dunnellon actives have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1523% above the DUNNELLON 34431 median. See the full Dunnellon market guide →

Paper trail

This home's history

CurrentPrice reduced to $625,000 $55K
Jun 27, 2025Listed at $679,900 · 393 days on market since
2022Built · BONABLE LAKES ESTATES

Reality check

What actually sold near 12651 SE COUNTY ROAD 337

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2163 SW HALF MOON DRIVESold · May ’26

$279,900

2163 SW HALF MOON DRIVE

4 bd · 2 ba · 1,715 sqft · $163/sqft · 0 DOM

11380 SE 123RD AVENUESold · Jun ’26

$230,000

11380 SE 123RD AVENUE

3 bd · 2 ba · 1,394 sqft · $165/sqft · 180 DOM

11371 SE 135TH COURTSold · Mar ’26

$311,500

11371 SE 135TH COURT

3 bd · 2 ba · 1,356 sqft · $230/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12651 SE COUNTY ROAD 337 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12651 SE COUNTY ROAD 337 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12651 SE COUNTY ROAD 337 FAQs

What would the monthly payment be for 12651 SE COUNTY ROAD 337?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,187/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12651 SE COUNTY ROAD 337?+

The most recent tax bill on record (2024) was $5,047. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunnellon?+

At $625,000, this home is listed about 108% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$625,000 runs 1523% above the DUNNELLON 34431 median — but at 2,432 sqft it's also 46% larger than the typical Dunnellon listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

393 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $679,900, now $625,000 — a $55K cut. The full history is in the market section below.

Listing courtesy of HOMES TO RANCHES REALTY INC · Amy Lord. MLS #OM704516.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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