David Ramirez
Short-Term Rental Eligible
$1,399,0004 bd3.5 ba3,214 sqft$435 /sqft$9,102 /mo all-in ↓

21105 LAKE VIENNA DRIVE, LAND O LAKES, FL, 34638

Active2 days on marketListed Aug 13, 2026MLS #O6430758

Private poolSingle Family ResidencePASCO SUNSET LAKES

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Upcoming open house

Sat, Aug 15

11:00 AM – 3:00 PM

About this home

21105 LAKE VIENNA DRIVE

Welcome home to Pasco Sunset Lakes, a gated, custom-home community in Land O' Lakes built around ski-sized Big Lake Vienna. This one comes with two things no other home in the community has: a double-lot homesite, and a private, screened boathouse with lift on Big Lake Vienna. This Arthur Rutenberg-built home offers over 3,200 sq ft of living space, 4 bedrooms plus a flex room easily suited as a 5th bedroom, 3.5 bathrooms, and a separate office. Set on over 1.5 acres, 21105 is the largest homesite in the community, comprising of two oversized lots, with the second offering potential for a future buyer to explore detaching and building on it, subject to the appropriate approvals. Every living and entertaining space is oriented toward the private backyard, and because the adjacent community park sits beyond an open, tree-lined lot rather than right up against the property, you get the everyday convenience of a nearby park without giving up the privacy and seclusion this home was designed around. Off the family room, a resort-style screened-in pool and jacuzzi, outdoor kitchen with a vented gas grill, and gas fireplace set the stage for year-round entertaining, and a locking storage room tucked behind the fireplace keeps pool supplies, skis, and gardening equipment out of sight. From the expansive yard, a private elevated walkway winds roughly 1,000 feet through conservation forest to your private screened boathouse with a 10,000 lb boat lift on Big Lake Vienna, a rare, grandfathered structure that can't be replicated under current code, making this one truly one of a kind. Inside, brand-new NuCore Odin Summit luxury vinyl plank flooring, a premium 30 mil wear layer, waterproof, rigid-core product, runs throughout the home (2026) paired with fresh interior paint (2026), the family room features a 72" electric fireplace and 75" TV (2026). Additional improvements include a resurfaced pool and jacuzzi with new glass mosaic tile (2026), two new high-efficiency A/C units with a 12-year transferable warranty, one with humidity control for the primary suite (2025), a new washer and dryer (2025), a new water heater (2025), LED lighting installed throughout (2024), exterior repaint (2022), a new roof (2021), a whole-home generator, and a whole-home Culligan water conditioner. Located in Land O' Lakes, this home offers easy access to major commuter routes, with a short drive to the Tampa Premium Outlets, quick access to Tampa International Airport, and less than an hour to the beach. Don't wait! Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,214

Sqft

1.52 ac

Lot size

3

Garage

2003

Year built

One

Levels

$435

Per sqft

Private poolFireplaceTrees/Woods & Water viewNegotiable

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryGas Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesSouth
ParkingGarage Door Opener · Garage Faces Side · Oversized
ExteriorFire Pit · Irrigation System · Outdoor Kitchen · Private Yard · Rain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$217/mo
Taxes (2025)$7,812/yr
PetsCats OK, Dogs OK
CommunityCommunity Boat Ramp · Dock · Fishing · Water Access · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,102 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property tax — 2025 actual bill$651
HOA fee — from the listing$217
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,900
Interest rate6.00%
Loan term

Estimated payment

$9,102/mo

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property taxes (actual bill)$651
HOA / condo fee$217
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$644KedgeAI estimate $807,915 · range $671K$964K$1.5M

vs edgeAI estimate

+73.2%

$/sqft vs Land O Lakes actives

$435 vs $204

Days on market

2 vs 44 typical

Where $435/sqft sits among the 400 Land O Lakes actives

174
139
52
17
13
5 · this home
$149–197$197–245$245–292$292–340$340–388$388+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Sunset Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySunset Lakes
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,400/mo median

MarketLand O Lakes
Annual gross at median$28,800
Gross yield on this price2.1%
Homes for rent right now105

Live Land O Lakes rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Sunset Lakes

Map of 21105 LAKE VIENNA DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Sunset Lakes is a short-term-rental community. See the full guide →

LAND O LAKES 34638 — neighborhood snapshot

Population

35,900

Median age

37.7

Median income

$117,931

Median home value

$378,200

Avg household

3.15

Households w/ children

5,294

For the school run

Pasco County School District

HighLand O' Lakes High School★★★★
ElementaryConnerton Elementary School★★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$423K$415K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

237 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 293% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →

Paper trail

This home's history

Aug 13, 2026Listed at $1,399,000 · 2 days on market since
2003Built · PASCO SUNSET LAKES

Reality check

What actually sold near 21105 LAKE VIENNA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21111 LAKE VIENNA DRIVESold · Feb ’26

$930,000

21111 LAKE VIENNA DRIVE · same community

4 bd · 3 ba · 3,215 sqft · $289/sqft · 4 DOM

3212 SUNSET LAKES BOULEVARDSold · Sep ’25

$925,000

3212 SUNSET LAKES BOULEVARD · same community

4 bd · 3 ba · 3,500 sqft · $264/sqft · 107 DOM

20627 BROADWATER DRIVESold · May ’26

$1,175,000

20627 BROADWATER DRIVE · same community

4 bd · 3 ba · 3,523 sqft · $334/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 21105 LAKE VIENNA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 21105 LAKE VIENNA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

21105 LAKE VIENNA DRIVE FAQs

What would the monthly payment be for 21105 LAKE VIENNA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,102/mo — principal and interest, the actual property-tax bill, the $217/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 21105 LAKE VIENNA DRIVE?+

The association fee works out to $217 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 21105 LAKE VIENNA DRIVE?+

The most recent tax bill on record (2025) was $7,812. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 21105 LAKE VIENNA DRIVE be rented short-term?+

Yes — this home sits inside Sunset Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 21105 LAKE VIENNA DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $1,399,000, this home is listed about 231% above the Land O Lakes median of $422,050. The market section on this page shows how the area is trending.

Which schools are assigned to 21105 LAKE VIENNA DRIVE?+

Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,399,000 runs 293% above the LAND O LAKES 34638 median — but at 3,214 sqft it's also 56% larger than the typical Land O Lakes listing.

02Zoned for nightly rentals

Sunset Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Fresh on the market

Only 2 days on market in a Land O Lakes market that averages 44 — if it fits, move quickly.

05Strong assigned schools

Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EPIQUE REALTY INC. · Maxwell Wardlaw, PA. MLS #O6430758.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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