David Ramirez
$1,399,0005 bd4 ba3,804 sqft$368 /sqft$10,147 /mo all-in ↓

2590 LAKE MANOR DRIVE, LAND O LAKES, FL, 34639

Active14 days on marketListed Jul 28, 2026MLS #O6428365

WaterfrontPrivate poolSingle Family ResidenceMANORS/LK PADGETT

About this home

2590 LAKE MANOR DRIVE

Welcome to 2590 Lake Manor Drive, an exceptional executive-style lakefront residence in the exclusive gated community of The Manors at Lake Padgett, a private enclave with very few homes. NEW ROOF 2025. Built in 2018 on over half an acre, this stunning two-story home offers 5 bedrooms, 4 full bathrooms, 3,804 square feet, and a 3-car garage. The fully fenced property offers an incredible combination of luxury, privacy, and waterfront living on beautiful Lake Padgett. From the moment you arrive, the home's exceptional craftsmanship and thoughtful design are evident. The foyer opens to a defined dining area and flows into the spacious living room, featuring beautiful hardwood flooring, an elegant tray ceiling, decorative stone surrounding an electric fireplace, and French doors leading to the covered back porch and spectacular outdoor living space. The gourmet kitchen is designed for entertaining and everyday living, featuring an oversized island with white quartz countertop, white cabinetry, white subway tile backsplash, black stainless refrigerator and dishwasher, stainless steel range hood, and the impressive AGA Elise range with induction cooktop. Custom cement countertops beneath the cabinetry add a unique designer touch. The flexible floor plan includes a dedicated front bonus space ideal for a home office, den, or study. The first-floor primary suite features French doors to the covered pool deck, his-and-hers walk-in closets with custom built-in systems, and a luxurious bathroom with separate granite vanities, garden tub, and spacious walk-in shower. The right rear of the home offers a private guest or in-law suite with a bedroom and full bathroom. Two additional bedrooms with walk-in closets share a full bathroom at the front right of the home. A beautiful wood staircase leads upstairs to an open loft and separate living area, plus an additional bedroom and full bathroom, creating another ideal guest retreat or private living space. The true centerpiece is the backyard, where the home transforms into a private resort. A covered outdoor kitchen features a stone-faced peninsula with stainless steel grill, sink, granite countertops, and bar seating. The expansive paver pool deck surrounds a beautiful saltwater pool and gas-heated spa, while an additional fire pit area creates another inviting outdoor gathering space. Beyond the pool, the fully fenced lawn stretches to the lake, offering unobstructed water views and direct access to the waterfront. A private lakefront beach and dock provide an exceptional opportunity to enjoy boating and water activities from your own backyard. Lake Padgett is a beautiful ski lake with restaurants accessible by boat, creating an incredible lifestyle for water enthusiasts. The private dock includes an electric boat lift and a floating jet ski platform with room for two personal watercraft. The community also offers designated boat-trailer parking for added convenience. This is a rare opportunity to own an unbelievably gorgeous executive-style lakefront home in a small, exclusive gated community, offering over half an acre, private beach and dock, electric boat lift, jet ski storage, resort-style pool and spa, outdoor kitchen, multiple living spaces, and unobstructed views of Lake Padgett. Exterior Paint 2025, water softener installed. Make an appointment to see this home today!

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,804

Sqft

0.52 ac

Lot size

3

Garage

2018

Year built

Two

Levels

$368

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Solid Surface Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ParkingCurb Parking · Driveway
ExteriorIrrigation System · Outdoor Kitchen · Rain Gutters · Sliding Doors

Community & fees

HOA fee$505/mo
Taxes (2025)$16,898/yr
PetsYes
CommunityBoat Slip · Dock · Lake · Water Access · Waterfront · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,147 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property tax — 2025 actual bill$1,408
HOA fee — from the listing$505
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,900
Interest rate6.00%
Loan term

Estimated payment

$10,147/mo

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property taxes (actual bill)$1,408
HOA / condo fee$505
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$819KedgeAI estimate $933,208 · range $854K$897K$1.5M

vs edgeAI estimate

+49.9%

$/sqft vs Land O Lakes actives

$368 vs $205

Days on market

14 vs 41 typical

Where $368/sqft sits among the 400 Land O Lakes actives

137
143
63
24
13
20 · this home
$153–189$189–225$225–261$261–296$296–332$332+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Map of 2590 LAKE MANOR DRIVE

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34639 — neighborhood snapshot

Population

31,118

Median age

40.8

Median income

$99,959

Median home value

$361,100

Avg household

2.92

Households w/ children

3,955

For the school run

Pasco County School District

ElementaryDenham Oaks Elementary School★★★★★
HighWiregrass Ranch High School★★★★
MiddleDr. John Long Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$423K$415K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

210 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 263% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $1,399,000 · 14 days on market since
2018Built · MANORS/LK PADGETT

Reality check

What actually sold near 2590 LAKE MANOR DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21327 LAKE VIENNA DRIVESold · Dec ’25

$885,000

21327 LAKE VIENNA DRIVE

4 bd · 3.5 ba · 3,609 sqft · $245/sqft · 62 DOM

3724 FAWN GROVE COURTSold · Dec ’25

$800,000

3724 FAWN GROVE COURT

5 bd · 4 ba · 3,577 sqft · $224/sqft · 95 DOM

20627 BROADWATER DRIVESold · May ’26

$1,175,000

20627 BROADWATER DRIVE

4 bd · 3 ba · 3,523 sqft · $334/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2590 LAKE MANOR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2590 LAKE MANOR DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

2590 LAKE MANOR DRIVE FAQs

What would the monthly payment be for 2590 LAKE MANOR DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,147/mo — principal and interest, the actual property-tax bill, the $505/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2590 LAKE MANOR DRIVE?+

The association fee works out to $505 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2590 LAKE MANOR DRIVE?+

The most recent tax bill on record (2025) was $16,898. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2590 LAKE MANOR DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $1,399,000, this home is listed about 230% above the Land O Lakes median of $423,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2590 LAKE MANOR DRIVE?+

Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,399,000 runs 263% above the LAND O LAKES 34639 median — but at 3,804 sqft it's also nearly twice the size of the typical Land O Lakes listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $505/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Denham Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of THE WILKINS WAY LLC · William Wygle. MLS #O6428365.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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