David Ramirez
Short-Term Rental Eligible
$980,000$1,025,0004 bd3.5 ba3,709 sqft$264 /sqft$6,995 /mo all-in ↓

21338 LAKE VIENNA DRIVE DRIVE, LAND O LAKES, FL, 34638

Active139 days on marketListed Apr 2, 2026MLS #TB8491068

Reduced $45KWaterfrontPrivate poolSingle Family ResidencePASCO SUNSET LAKES

About this home

21338 LAKE VIENNA DRIVE DRIVE

One or more photo(s) has been virtually staged. NEW ROOF JUST INSTALLED! Experience this opulent, custom-designed Arthur Rutenberg St. Augustine VI floor plan, ideally situated in the highly coveted gated waterfront community of Pasco Sunset Lakes. Set on a tranquil 0.306-acre waterfront and conservation lot with breathtaking backyard vistas, this meticulously crafted 4-bed/3.5-bath/3-car garage home offers 3,709 sq ft of elegant living space designed for comfort and entertaining. From the moment you arrive, you’ll be captivated by the decorative paver driveway and walkway, surrounded by lush, manicured landscaping with masonry edging and a vibrant lawn. A grand portico entrance sets the tone for the refined design throughout. Step through the 8-ft decorative double front doors with inset glass into a welcoming foyer featuring a tray ceiling, crown molding, and premium finishes including soaring ceilings, built-in speakers, rounded corners, art niches, and large-format tile floors. To the left, a formal dining room showcases crown molding and an arched window with plantation shutters. To the right, a spacious office with ceiling speakers sits adjacent to a stylish guest bath with pedestal sink. The open-concept layout highlights architectural excellence. At the heart of the home is the chef’s kitchen featuring a gas cooktop, side-by-side refrigerator, built-in oven and microwave, and dishwasher. Wood staggered cabinetry with crown molding, under-cabinet lighting, granite counters, tile backsplash, center island, walk-in pantry, and a high breakfast bar with pendant lighting complete the space. A Butler’s pantry with pass-thru glass-accented cabinetry and dual-sided storage enhances functionality for entertaining. The light-filled café area features tall triple windows with electric shades and doors leading to the lanai and pool deck. The formal living room impresses with a tray octagonal ceiling, crown molding, recessed lighting, and built-in speakers, framed by columns and highlighted by 10' triple sliders showcasing expansive backyard views. Open to the kitchen, the adjacent family room features a tray ceiling with crown, a ceiling fan, and two sets of 10’ triple sliders opening to the wraparound lanai. The primary suite offers a private retreat with a sitting area, bay windows, and access to the lanai, along with a private hallway leading to two spacious walk-in closets. The spa-like ensuite features a deep jetted soaking tub flanked by columns, a doorless tiled walk-in shower, separate vanities (including a makeup station), private water closet, recessed ceiling, and built-in shelving. Enjoy added privacy with a three-way split bedroom layout. Bedrooms 2 and 3 share a Jack and Jill bath, while bedroom 4 features its own closet, full bath, and French door access to the lanai. The laundry room, conveniently located off the kitchen, includes a utility sink, upper cabinets, washer/dryer, and additional storage. Step outside to your private backyard oasis—perfect for entertaining or relaxing. The screen-enclosed, wraparound lanai features a stylish paver deck, heated chlorinated free-form pool, and spillover spa. The outdoor kitchen includes a bar, built-in Big Green Egg grill, side burner, refrigerator, and a retractable awning for added shade. Beyond the lanai, enjoy beautifully landscaped grounds and panoramic conservation views. New & Noteworthy: New Roof (2026), Pool Heater (2026), HVAC (2022/2023) Hurricane-Impact Windows (2015) & Exterior Paint (2024)

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,709

Sqft

0.31 ac

Lot size

3

Garage

2008

Year built

One

Levels

$264

Per sqft

Private poolWaterfrontPool & Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesBar Fridge · Built-In Oven · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPool · Trees/Woods · Water
FacesSouth
ExteriorAwning(s) · Outdoor Grill · Private Mailbox · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$108/mo
Taxes (2025)$12,855/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Water Access · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Natural Gas Available · Sewer Available · Sprinkler Meter · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,995 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,288
PMI (est., until 20% equity)$368
Property tax — 2025 actual bill$1,071
HOA fee — from the listing$108
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $98,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $98,000
Interest rate6.00%
Loan term

Estimated payment

$6,995/mo

Principal & interest$5,288
PMI (est., until 20% equity)$368
Property taxes (actual bill)$1,071
HOA / condo fee$108
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $980K
$780KedgeAI estimate $879,044 · range $813K$953K$1.0M

vs edgeAI estimate

+11.5%

$/sqft vs Land O Lakes actives

$264 vs $205

Days on market

139 vs 44 typical

Where $264/sqft sits among the 400 Land O Lakes actives

107
134
68
45 · this home
18
28
$152–182$182–213$213–243$243–273$273–304$304+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Sunset Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySunset Lakes
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,395/mo median

MarketLand O Lakes
Annual gross at median$28,740
Gross yield on this price2.9%
Homes for rent right now102

Live Land O Lakes rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Sunset Lakes

Map of 21338 LAKE VIENNA DRIVE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Sunset Lakes is a short-term-rental community. See the full guide →

LAND O LAKES 34638 — neighborhood snapshot

Population

35,900

Median age

37.7

Median income

$117,931

Median home value

$378,200

Avg household

3.15

Households w/ children

5,294

For the school run

Pasco County School District

HighLand O' Lakes High School★★★★
ElementaryConnerton Elementary School★★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$423K$414K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

234 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 176% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →

Paper trail

This home's history

CurrentPrice reduced to $980,000 $45K
Apr 2, 2026Listed at $1,025,000 · 139 days on market since
2008Built · PASCO SUNSET LAKES

Reality check

What actually sold near 21338 LAKE VIENNA DRIVE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21327 LAKE VIENNA DRIVESold · Dec ’25

$885,000

21327 LAKE VIENNA DRIVE · same community

4 bd · 3.5 ba · 3,609 sqft · $245/sqft · 62 DOM

20627 BROADWATER DRIVESold · May ’26

$1,175,000

20627 BROADWATER DRIVE · same community

4 bd · 3 ba · 3,523 sqft · $334/sqft · 6 DOM

3212 SUNSET LAKES BOULEVARDSold · Sep ’25

$925,000

3212 SUNSET LAKES BOULEVARD · same community

4 bd · 3 ba · 3,500 sqft · $264/sqft · 107 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 21338 LAKE VIENNA DRIVE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 21338 LAKE VIENNA DRIVE DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

21338 LAKE VIENNA DRIVE DRIVE FAQs

What would the monthly payment be for 21338 LAKE VIENNA DRIVE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,995/mo — principal and interest, the actual property-tax bill, the $108/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 21338 LAKE VIENNA DRIVE DRIVE?+

The association fee works out to $108 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 21338 LAKE VIENNA DRIVE DRIVE?+

The most recent tax bill on record (2025) was $12,855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 21338 LAKE VIENNA DRIVE DRIVE be rented short-term?+

Yes — this home sits inside Sunset Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 21338 LAKE VIENNA DRIVE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $980,000, this home is listed about 134% above the Land O Lakes median of $419,000. The market section on this page shows how the area is trending.

Which schools are assigned to 21338 LAKE VIENNA DRIVE DRIVE?+

Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$980,000 runs 176% above the LAND O LAKES 34638 median — but at 3,709 sqft it's also nearly twice the size of the typical Land O Lakes listing.

02Zoned for nightly rentals

Sunset Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

04Time on market is leverage

139 days on market against a Land O Lakes median of 44 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MIHARA & ASSOCIATES INC. · Megan Narkiewicz. MLS #TB8491068.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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