David Ramirez
$300,0003 bd2 ba1,413 sqft$212 /sqft$2,335 /mo all-in ↓

318 EUCALYPTUS ROAD, LAKE WALES, FL, 33898

Active7 days on marketListed Jul 17, 2026MLS #O6426092

Single Family ResidenceREVISED HESPERIDES SUB

About this home

318 EUCALYPTUS ROAD

Virtually Staged. Welcome to 318 Eucalyptus Rd in Lake Wales, FL, where peaceful country living meets everyday convenience. Nestled in a quiet rural setting, this property offers the space, privacy, and freedom you've been looking for. With no HOA, you'll enjoy the flexibility to park your recreational vehicles, welcome pets, and personalize your property without monthly fees or restrictive rules. The fully fenced yard provides added privacy and security, while the included window treatments make this home truly move-in ready. Adding even more value, the seller is including the washer and dryer, four wall-mounted TVs, a wooden dresser, a 42-inch mutt zero-turn mower, a 40V push mower, a weed eater, and a leaf blower with the sale. Enjoy the best of Central Florida living with convenient access to Highway 60, placing shopping, dining, healthcare, schools, and charming downtown Lake Wales just minutes away. Spend your weekends exploring nearby lakes, parks, walking trails, and the world-renowned Bok Tower Gardens, or simply unwind and enjoy the peaceful surroundings from the comfort of home. Whether you're purchasing your first home, downsizing, or searching for a private retreat with room to make it your own, this property offers an exceptional opportunity. Located in one of Central Florida's growing communities, 318 Eucalyptus Rd delivers comfort, convenience, flexibility, and lasting value. Schedule your private showing today and discover everything this wonderful property has to offer.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,413

Sqft

0.24 ac

Lot size

1

Garage

2024

Year built

One

Levels

$212

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$3,309/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,335 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$276
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,335/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$276
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$284KedgeAI estimate $305,856 · range $296K$330K$343K

vs edgeAI estimate

−1.9%

$/sqft vs Lake Wales actives

$212 vs $174

Days on market

7 vs 56 typical

Where $212/sqft sits among the 376 Lake Wales actives

80
159
88 · this home
20
10
19
$96–144$144–192$192–240$240–288$288–336$336+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Wales

Map of 318 EUCALYPTUS ROAD

Drive times from this address

Walt Disney World59 min
Universal Orlando69 min
Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

LAKE WALES 33898 — neighborhood snapshot

Population

18,426

Median age

46.9

Median income

$54,778

Median home value

$161,500

Avg household

2.51

Households w/ children

1,790

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced6.7 months of inventoryBuyer’s market

$275K$275K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

167 of 376

Lake Wales actives have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 107% above the LAKE WALES 33898 median. See the full Lake Wales market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $300,000 · 7 days on market since
2024Built · REVISED HESPERIDES SUB

Reality check

What actually sold near 318 EUCALYPTUS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

25 ANDERSON ROADSold · Sep ’25

$219,000

25 ANDERSON ROAD · same community

3 bd · 2 ba · 1,348 sqft · $162/sqft · 7 DOM

822 S BREEN ROADSold · Nov ’25

$470,000

822 S BREEN ROAD · same community

3 bd · 2.5 ba · 2,020 sqft · $233/sqft · 138 DOM

20 SUGAR PINE LOOPSold · Oct ’25

$389,000

20 SUGAR PINE LOOP

3 bd · 2 ba · 1,314 sqft · $296/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 318 EUCALYPTUS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 318 EUCALYPTUS ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

318 EUCALYPTUS ROAD FAQs

What would the monthly payment be for 318 EUCALYPTUS ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,335/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 318 EUCALYPTUS ROAD?+

The most recent tax bill on record (2025) was $3,309. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 318 EUCALYPTUS ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $300,000, this home is listed about 17% above the Lake Wales median of $256,490. The market section on this page shows how the area is trending.

Which schools are assigned to 318 EUCALYPTUS ROAD?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Daniel Betancourt. MLS #O6426092.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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