3430 HOWELL DRIVE, LAKE WALES, FL, 33853
Active110 days on marketListed Apr 15, 2026MLS #S5147924
About this home
3430 HOWELL DRIVE
HOUSE WITH A VIEW! New Columbus model with a very nice view and no neighbors behind for privacy! It features a first floor dedicated to relaxing and entertaining. The open concept design seamlessly connects the kitchen, dining room and family room, with a patio extending the interior space outdoors. Upstairs, a spacious loft separates the three secondary bedrooms from the serene owner's suite. Completing the home is a convenient two-car garage. This home comes fully equipped with everything included in your new dream home. Enjoy connectivity, green building features save you money and help the environment, plus brand-new energy conscious appliances, quartz countertops throughout and oversized tile flooring throughout living space, bedrooms are carpeted. Ceiling fans and blinds in all bedrooms and living area. Washer and dryer included. Welcome to Hunt Club Groves! Residents will enjoy an active lifestyle with access to fantastic onsite amenities, including a resort-style swimming pool, fitness center and multiple sport courts. Hunt Club community features: Pickleball, Soccer field, Basketball court, and Fiber Optic High Speed Internet. from local shopping, dining and more in historic downtown Lake Wales, with plenty of nearby recreation at Lake Wales Country Club and Bok Tower Gardens. Lake Wales is known for its lush hills, citrus groves, and botanical gardens. There are lots of shops, restaurants, bike paths. Hunt Club is what you have been looking for. A safe small town feel with nature, convenience, and amazing amenities!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,874
Sqft
0.1 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,331 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,331/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs Lake Wales actives
$157 vs $171
Days on market
110 vs 52 typical
Where $157/sqft sits among the 372 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33853 — neighborhood snapshot
Population
12,385
Median age
37.3
Median income
$40,938
Median home value
$198,100
Avg household
2.57
Households w/ children
1,565
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
163 of 372
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the LAKE WALES 33853 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 3430 HOWELL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$308,740
3643 HARDMAN DRIVE · same community
5 bd · 2.5 ba · 2,112 sqft · $146/sqft · 0 DOM
Sold · Jan ’26$294,990
2826 PENNACHIO DRIVE · same community
4 bd · 3 ba · 2,200 sqft · $134/sqft · 0 DOM
Sold · Nov ’25$310,990
3655 HARDMAN DRIVE · same community
6 bd · 3 ba · 2,500 sqft · $124/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3430 HOWELL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3430 HOWELL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3430 HOWELL DRIVE FAQs
What would the monthly payment be for 3430 HOWELL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,331/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3430 HOWELL DRIVE?+
The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3430 HOWELL DRIVE?+
The most recent tax bill on record (2025) was $2,683. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3430 HOWELL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $295,000, this home is listed about 18% above the Lake Wales median of $250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3430 HOWELL DRIVE?+
Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$295,000 runs 40% above the LAKE WALES 33853 median — but at 1,874 sqft it's also 31% larger than the typical Lake Wales listing.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
110 days on market against a Lake Wales median of 52 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $299,900, now $295,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ONE TEAM REALTY · Ruznilda Salvatella. MLS #S5147924.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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