STEMBRIDGE ROAD, LAKE WALES, FL, 33898
Active446 days on marketListed May 5, 2025MLS #P4934645
About this home
STEMBRIDGE ROAD
This listing is a compilation of three parcels totaling 5.52 acres, currently planted in citrus with a water well on the property. A portion of Anderson Road runs between the parcels but is not being used as a road. The buyer should check with Polk County regarding future use of Anderson Road to see if that portion could be closed since no one is using it and it is currently planted with citrus. The property has 780 feet of frontage on Stembridge Road and has a working well used to irrigate the grove. The property is just East of Lake Wales with easy access to shopping and medical facilities. The property will need to have a septic system installed for residential. There are multiple golf courses and lakes nearby with public access. Legoland Florida is only 30 minutes away with the East Coast and West Coast beaches of Florida a short drive away making a day trip the the beach possible.
Facts & features
The home at a glance
5.52 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,285 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,285/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33898 — neighborhood snapshot
Population
18,426
Median age
46.9
Median income
$54,778
Median home value
$161,500
Avg household
2.51
Households w/ children
1,790
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $275K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near STEMBRIDGE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$219,000
25 ANDERSON ROAD · same community
3 bd · 2 ba · 1,348 sqft · $162/sqft · 7 DOM
Sold · Nov ’25$470,000
822 S BREEN ROAD · same community
3 bd · 2.5 ba · 2,020 sqft · $233/sqft · 138 DOM
Sold · Aug ’25$45,000
67 BEAVERKILL DRIVE
2 bd · 2 ba · 336 sqft · $134/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about STEMBRIDGE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for STEMBRIDGE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
STEMBRIDGE ROAD FAQs
What would the monthly payment be for STEMBRIDGE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,285/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on STEMBRIDGE ROAD?+
The most recent tax bill on record (2024) was $601. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at STEMBRIDGE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $169,900, this home is listed about 34% below the Lake Wales median of $256,490. The market section on this page shows how the area is trending.
Which schools are assigned to STEMBRIDGE ROAD?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$169,900 runs 17% above the LAKE WALES 33898 median.
02Time on market is leverage
446 days on market against a Lake Wales median of 56 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $225,000, now $169,900 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 MYERS REALTY LAKE WALES · Ken Welch. MLS #P4934645.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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