3894 SAFFLOWER TERRACE, OVIEDO, FL, 32766
Active22 days on marketListed Jul 11, 2026MLS #O6424018
About this home
3894 SAFFLOWER TERRACE
Price improvement! Welcome to this beautifully maintained home with breathtaking water and woods view, nestled in one of Oviedo's most sought-after communities. Featuring a thoughtfully designed floor plan with double pane wildows throughout the entire house, this move-in ready residence offers the perfect combination of comfort, style, and functionality. This beautiful and well maintained property only has one owner. Step inside to discover a kitchen with wood cabinetry, quality countertops, and updated appliances—perfect for everyday living and entertaining. The beautifully remodeled bathrooms provide a fresh, contemporary feel with stylish finishes throughout. There's no carpet in the entirehouse, owner has replaced all rooms with qualited enginerring wood. All bedroom closets have been remodeled with new and funcational shelfs. The spacious living and dining areas are filled with natural light, creating a warm and inviting atmosphere. The generous primary suite offers a peaceful retreat, while the additional bedrooms provide flexibility for family, guests. This property feasures an additional home office. Enjoy Florida living in the private backyard with conservation woods and water view, ideal for relaxing, gardening, or hosting family and friends. Conveniently located near top-rated Seminole County schools, parks, shopping, dining, and major highways, this home offers easy access to UCF, downtown Oviedo, Winter Park, and Orlando. Whether you're a first-time buyer, growing family, or someone looking for a move-in ready home in an exceptional location, this property is one you won't want to miss. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,559
Sqft
0.21 ac
Lot size
2
Garage
2005
Year built
One
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,409 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,409/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs Oviedo actives
$258 vs $250
Days on market
22 vs 25 typical
Where $258/sqft sits among the 207 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanctuary Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
Sanctuary Village — neighborhood snapshot
Population
3,041
Median age
40
Median income
$138,913
Median home value
$479,000
Avg household
3
Households w/ children
541
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
106 of 207
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 3894 SAFFLOWER TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$660,000
3715 SAFFLOWER TERRACE · same community
4 bd · 3 ba · 2,555 sqft · $258/sqft · 49 DOM
Sold · Jan ’26$699,000
3838 SAFFLOWER TERRACE · same community
4 bd · 3 ba · 2,574 sqft · $272/sqft · 25 DOM
Sold · May ’26$760,000
3918 SAFFLOWER TERRACE · same community
5 bd · 4 ba · 3,034 sqft · $250/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3894 SAFFLOWER TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3894 SAFFLOWER TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3894 SAFFLOWER TERRACE FAQs
What would the monthly payment be for 3894 SAFFLOWER TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,409/mo — principal and interest, the actual property-tax bill, the $117/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3894 SAFFLOWER TERRACE?+
The association fee works out to $117 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3894 SAFFLOWER TERRACE?+
The most recent tax bill on record (2025) was $3,942. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3894 SAFFLOWER TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $659,000, this home is listed about 26% above the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3894 SAFFLOWER TERRACE?+
Chiles Middle School (middle), Walker Elementary School (elementary), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Strong assigned schools
Chiles Middle School, Walker Elementary School, Hagerty High School — Chiles Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $675,000, now $659,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of YOUR DREAM HOUSE REALTY · Selina Li. MLS #O6424018.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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