David Ramirez
$660,000$675,0004 bd3 ba2,972 sqft$222 /sqft$4,469 /mo all-in ↓

2582 DOUBLE TREE PLACE, OVIEDO, FL, 32766

Active22 days on marketListed Jul 2, 2026MLS #O6420837

Reduced $15KWaterfrontSingle Family ResidenceLIVE OAK RESERVE

Come see it

Upcoming open house

Sun, Jul 26

12:00 PM – 3:00 PM

About this home

2582 DOUBLE TREE PLACE

Welcome to this beautifully maintained 4-bedroom, 3-bathroom home with an additional dedicated office, located in the highly sought-after Live Oak Reserve community in Oviedo. Perfectly positioned on a tranquil pond homesite, this spacious residence offers peaceful water views, exceptional privacy, and a versatile floorplan designed for today’s lifestyle. Step inside through the impressive two-story foyer, where formal living and dining rooms create an elegant first impression. Beyond, the home opens into a bright and inviting kitchen and family room, creating the perfect space for everyday living and entertaining. The family room features two sets of sliding glass doors that frame the serene pond views while seamlessly connecting indoor and outdoor living. The well-appointed kitchen offers 42-inch cabinetry, solid surface countertops, stainless steel appliances, a breakfast bar, closet pantry, and a sunny dinette overlooking the covered patio and backyard. A private home office and full bathroom are conveniently located on the first floor, making an ideal space for working from home or accommodating overnight guests. The first-floor bath also provides easy access to the patio, offering excellent functionality should you decide to add a future pool. Upstairs, the spacious owner’s suite serves as a peaceful retreat, complete with beautiful pond views, two walk-in closets, a linen closet, and an en-suite bath featuring dual vanities, a relaxing garden tub, and a large walk-in shower. Three generously sized secondary bedrooms, each with ample closet space, share a full bathroom with a double-sink vanity and tub/shower combination. Throughout the home, you’ll appreciate the open floorplan, abundant natural light, and neutral paint and flooring, providing the perfect backdrop for any decorating style. Step outside to the large covered patio overlooking the expansive backyard and picturesque pond beyond. Whether you envision adding a pool, creating an outdoor kitchen, or simply enjoying peaceful evenings watching the wildlife, this backyard offers endless possibilities. Residents of Live Oak Reserve enjoy an outstanding array of resort-style amenities, including a community pool, clubhouse, fitness center, multiple playgrounds, tennis courts, pickleball courts, basketball courts, soccer and baseball fields, along with convenient access to top-rated Seminole County schools, shopping, dining, and major roadways. Don’t miss your opportunity to own this exceptional home in one of Oviedo’s most desirable communities!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,972

Sqft

0.2 ac

Lot size

2

Garage

2004

Year built

Two

Levels

$222

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$98/mo
Taxes (2025)$4,822/yr
PetsYes
CommunityClubhouse · Fitness Center · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,469 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,561
PMI (est., until 20% equity)$248
Property tax — 2025 actual bill$402
HOA fee — from the listing$98
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $66,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $66,000
Interest rate6.00%
Loan term

Estimated payment

$4,469/mo

Principal & interest$3,561
PMI (est., until 20% equity)$248
Property taxes (actual bill)$402
HOA / condo fee$98
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $660K
$588KedgeAI estimate $660,277 · range $613K$716K$745K

vs edgeAI estimate

Right at the estimate

$/sqft vs Oviedo actives

$222 vs $251

Days on market

22 vs 25 typical

Where $222/sqft sits among the 204 Oviedo actives

42
54 · this home
47
32
13
16
$195–221$221–248$248–275$275–302$302–329$329+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Live Oak Reserve

Map of 2582 DOUBLE TREE PLACE inside its neighborhood boundary

Drive times from this address

Downtown Orlando35 min
Orlando Int’l Airport (MCO)44 min
Universal Orlando48 min
Walt Disney World61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

Live Oak Reserve — neighborhood snapshot

Population

4,347

Median age

34

Median income

$152,395

Median home value

$562,145

Avg household

3

Households w/ children

652

For the school run

Seminole County School District

ElementaryPartin Elementary School★★★★
MiddleChiles Middle School★★★★
HighHagerty High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$539K$580K

Oviedo median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

112 of 204

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the OVIEDO 32766 median. See the full Oviedo market guide →

Paper trail

This home's history

CurrentPrice reduced to $660,000 $15K
Jul 2, 2026Listed at $675,000 · 22 days on market since
2004Built · LIVE OAK RESERVE

Reality check

What actually sold near 2582 DOUBLE TREE PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3720 VALLEY OAKS COURTSold · Jun ’26

$590,000

3720 VALLEY OAKS COURT · same community

4 bd · 2 ba · 2,561 sqft · $230/sqft · 157 DOM

2685 REGAL PINE TRAILSold · Jun ’26

$750,000

2685 REGAL PINE TRAIL · same community

5 bd · 3 ba · 3,421 sqft · $219/sqft · 36 DOM

Nearby listingSold · Aug ’25

$798,000

Nearby listing · same community

5 bd · 3 ba · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2582 DOUBLE TREE PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2582 DOUBLE TREE PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2582 DOUBLE TREE PLACE FAQs

What would the monthly payment be for 2582 DOUBLE TREE PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,469/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2582 DOUBLE TREE PLACE?+

The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2582 DOUBLE TREE PLACE?+

The most recent tax bill on record (2025) was $4,822. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2582 DOUBLE TREE PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $660,000, this home is listed about 26% above the Oviedo median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2582 DOUBLE TREE PLACE?+

Partin Elementary School (elementary), Chiles Middle School (middle), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Strong assigned schools

Partin Elementary School, Chiles Middle School, Hagerty High School — Partin Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $675,000, now $660,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Jean Scott. MLS #O6420837.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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