David Ramirez
$669,0005 bd3.5 ba2,981 sqft$224 /sqft$4,354 /mo all-in ↓

1307 HAMPSTEAD TERRACE, OVIEDO, FL, 32765

Active8 days on marketListed Jul 25, 2026MLS #O6427825

Private poolSingle Family ResidenceWESTHAMPTON AT CARILLON PH 1

About this home

1307 HAMPSTEAD TERRACE

Welcome to 1307 Hampstead Terrace, an exceptional pool home nestled in one of Oviedo's most sought-after communities, where timeless design, generous living spaces, and an unbeatable location come together to create the perfect place to call home. From the moment you arrive, the home's beautiful curb appeal and welcoming front entrance set the stage for what's inside. Step through the front door into a grand foyer highlighted by an elegant staircase, creating a stunning first impression and inviting you into over two levels of thoughtfully designed living space. The versatile floor plan offers room for every occasion. The spacious first floor features formal living and dining rooms, a comfortable family room, and a well-appointed kitchen with an adjoining breakfast nook—perfect for casual mornings or gathering with family and friends. Tucked away on the first floor, the private primary suite provides a peaceful retreat separate from the rest of the home. Upstairs, you'll find four generously sized bedrooms centered around an expansive loft, offering endless possibilities as a media room, game room, home office, or additional gathering space. Step outside to your own private backyard oasis, where a sparkling pool and spacious backyard create the ideal setting for entertaining, weekend barbecues, or simply enjoying Florida's year-round sunshine. This home has been lovingly maintained and offers valuable improvements, including a new roof (2026), new upstairs A/C unit, fresh interior paint (2026), new flooring in the bedrooms and select living areas, and hurricane shutters for added peace of mind. Beyond the home itself, you'll love everything Oviedo has to offer. Known for its charming hometown feel, beautiful parks, scenic trails, community events, and thriving local dining and shopping, Oviedo consistently ranks among Central Florida's most desirable places to live. Families will especially appreciate being zoned for highly acclaimed A-rated Seminole County schools, one of the area's most sought-after school districts. Conveniently located just minutes from the University of Central Florida, SR 408, major employers, shopping, dining, and everyday conveniences, this home offers the perfect balance of tranquility and accessibility. Combining an exceptional floor plan, inviting outdoor living, major recent improvements, and an outstanding Oviedo location, 1307 Hampstead Terrace presents a rare opportunity to enjoy the lifestyle you've been searching for. Schedule your private tour today and experience everything this remarkable home has to offer.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

2,981

Sqft

0.22 ac

Lot size

2

Garage

1996

Year built

Two

Levels

$224

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Chair Rail · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNortheast
ExteriorHurricane Shutters · Irrigation System · Sidewalk

Community & fees

HOA fee$58/mo
Taxes (2025)$3,302/yr
PetsYes
CommunityCommunity Mailbox · Park · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,354 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,610
PMI (est., until 20% equity)$251
Property tax — 2025 actual bill$275
HOA fee — from the listing$58
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $66,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $66,900
Interest rate6.00%
Loan term

Estimated payment

$4,354/mo

Principal & interest$3,610
PMI (est., until 20% equity)$251
Property taxes (actual bill)$275
HOA / condo fee$58
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $669K
$642KedgeAI estimate $739,661 · range $730K$756K$786K

vs edgeAI estimate

−9.6%

$/sqft vs Oviedo actives

$224 vs $251

Days on market

8 vs 25 typical

Where $224/sqft sits among the 206 Oviedo actives

51 · this home
55
42
32
11
15
$200–226$226–252$252–278$278–304$304–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oviedo

Map of 1307 HAMPSTEAD TERRACE

Drive times from this address

Downtown Orlando22 min
Orlando Int’l Airport (MCO)31 min
Universal Orlando35 min
Walt Disney World47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

OVIEDO 32765 — neighborhood snapshot

Population

63,646

Median age

35.5

Median income

$99,161

Median home value

$418,600

Avg household

2.82

Households w/ children

8,093

For the school run

Seminole County School District

ElementaryCarillon Elementary School★★★★
HighHagerty High School★★★★
MiddleJackson Heights Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$539K$580K

Oviedo median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

108 of 206

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% above the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

Jul 25, 2026Listed at $669,000 · 8 days on market since
1996Built · WESTHAMPTON AT CARILLON PH 1

Reality check

What actually sold near 1307 HAMPSTEAD TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1362 HAMPSTEAD TERRACESold · Aug ’25

$700,000

1362 HAMPSTEAD TERRACE · same community

6 bd · 3.5 ba · 3,608 sqft · $194/sqft · 4 DOM

1421 HAMPSTEAD TERRACESold · Feb ’26

$640,000

1421 HAMPSTEAD TERRACE

4 bd · 2.5 ba · 2,998 sqft · $213/sqft · 109 DOM

3568 ALCOVE COURTSold · Jun ’26

$730,000

3568 ALCOVE COURT

4 bd · 3.5 ba · 2,864 sqft · $255/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1307 HAMPSTEAD TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1307 HAMPSTEAD TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1307 HAMPSTEAD TERRACE FAQs

What would the monthly payment be for 1307 HAMPSTEAD TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,354/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1307 HAMPSTEAD TERRACE?+

The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1307 HAMPSTEAD TERRACE?+

The most recent tax bill on record (2025) was $3,302. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1307 HAMPSTEAD TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $669,000, this home is listed about 27% above the Oviedo median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1307 HAMPSTEAD TERRACE?+

Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$669,000 runs 45% above the OVIEDO 32765 median — but at 2,981 sqft it's also 44% larger than the typical Oviedo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of THE AGENCY FL · Della Hart. MLS #O6427825.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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