804 SILVERWOOD DRIVE, LAKE MARY, FL, 32746
Active28 days on marketListed Jul 10, 2026MLS #O6423466
About this home
804 SILVERWOOD DRIVE
Ready for immediate enjoyment, this beautifully updated Lake Mary pool home is back on the market with recent improvements already completed, making it an even better opportunity for its next owners. Located in one of Lake Mary's most desirable family neighborhoods with top rated Seminole County schools, you'll enjoy easy access to parks, walking and biking trails, shopping, dining, the Lake Mary Tech Corridor, and I-4, all just minutes from home. Imagine ending each day in a neighborhood where children ride bikes, neighbors wave from their front lawns, and weekends are spent making memories by your own pool instead of sitting in traffic. Designed for the way today's families live, this move in ready two-story home offers 4 bedrooms, 2.5 bathrooms, 2,431 square feet, and one of its most sought after features, a spacious first floor primary suite. Tucked away for privacy, the owner's retreat features French doors leading directly to the pool and an updated spa inspired bathroom with quartz countertops, stylish cabinetry, updated plumbing fixtures, a spacious walk-in shower, and a relaxing garden tub. At the heart of the home is the beautifully renovated kitchen, completed in 2020, featuring soft-close white cabinetry, granite countertops, a marble backsplash, a deep single-basin sink, and abundant prep space. Whether preparing family dinners, helping with homework at the counter, or entertaining friends and family, this inviting space was designed to bring everyone together. Beautiful wood-look ceramic tile flows throughout the first floor, complemented by knockdown ceilings, updated door hardware, abundant natural light, and an open floor plan that seamlessly connects the main living areas to the outdoor entertaining spaces. Step outside to your own private backyard retreat. The sparkling screen enclosed pool, oversized covered paver lanai, and fully fenced backyard create the perfect setting for summer pool parties, family barbecues, quiet mornings with coffee, or relaxing evenings under the Florida sky. Years of thoughtful improvements provide exceptional peace of mind, including fresh exterior paint (2026), new carpet on the stairs (2026), new hot water heater (2025), new pool filter (2025), a beautifully renovated kitchen (2020), updated powder bathroom (2020), renovated upstairs guest bathroom (2019), the oversized covered paver lanai (2017), and numerous additional updates throughout. If you've been searching for a meticulously maintained Lake Mary pool home with a first-floor primary suite, an updated kitchen, outstanding indoor and outdoor living spaces, and a location known for top-rated Seminole County schools and a true sense of community, this home offers the lifestyle today's buyers have been waiting for. Welcome home.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,431
Sqft
0.2 ac
Lot size
2
Garage
1987
Year built
Two
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,978 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,978/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.9%
$/sqft vs Lake Mary actives
$243 vs $237
Days on market
28 vs 43 typical
Where $243/sqft sits among the 159 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Silver Lake — neighborhood snapshot
Population
604
Median age
46
Median income
$90,893
Median home value
$397,000
Avg household
2
Households w/ children
61%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
92 of 159
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 804 SILVERWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$710,000
788 SILVERWOOD DRIVE · same community
4 bd · 2 ba · 2,424 sqft · $293/sqft · 108 DOM
Sold · Jun ’26$550,000
808 SILVERWOOD DRIVE · same community
4 bd · 2 ba · 2,619 sqft · $210/sqft · 9 DOM
Sold · Jun ’26$655,000
942 SHRIVER CIRCLE · same community
4 bd · 3 ba · 2,121 sqft · $309/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 804 SILVERWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 804 SILVERWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
804 SILVERWOOD DRIVE FAQs
What would the monthly payment be for 804 SILVERWOOD DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,978/mo — principal and interest, the actual property-tax bill, the $39/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 804 SILVERWOOD DRIVE?+
The association fee works out to $39 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 804 SILVERWOOD DRIVE?+
The most recent tax bill on record (2025) was $4,491. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 804 SILVERWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $590,000, this home is listed about 39% above the Lake Mary median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 804 SILVERWOOD DRIVE?+
Greenwood Lakes Middle School (middle), Lake Mary High School (high), Woodlands Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$590,000 runs 49% above the LAKE MARY 32746 median — but at 2,431 sqft it's also 24% larger than the typical Lake Mary listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Greenwood Lakes Middle School, Lake Mary High School, Woodlands Elementary School — Woodlands Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $595,000, now $590,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CENTRAL REALTY · Amanda J Miller. MLS #O6423466.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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