107 S HIGH STREET, LAKE MARY, FL, 32746
Active59 days on marketListed Jun 10, 2026MLS #O6414462
About this home
107 S HIGH STREET
Virtually Staged. Welcome to 107 S High Street in the heart of Lake Mary! This beautifully renovated 4-bedroom, 2.5-bath home offers 2,340 square feet of thoughtfully updated living space and sits on nearly half an acre, providing plenty of room to enjoy outdoor living, entertaining, gardening, or future additions. Best of all, there is NO HOA, giving you the freedom and flexibility homeowners desire. Nearly every aspect of the home has been upgraded, including a newer roof (2021), new windows, updated electrical, new plumbing, new HVAC system, new insulation, luxury vinyl plank flooring, fresh interior and exterior paint, and modern lighting throughout. The stunning kitchen has been completely remodeled with new cabinetry, quartz countertops, stylish hardware, updated fixtures, and new appliances. Both full bathrooms have been fully renovated with designer tile, new vanities, modern plumbing fixtures, glass enclosures, and contemporary finishes. New trim, baseboards, and interior details add a polished touch throughout the home. Outside, you'll find a spacious yard complete with a storage shed, offering additional space for tools, hobbies, or outdoor equipment. Energy-efficient upgrades and updated major systems provide peace of mind and help support lower utility costs for years to come. Located in one of Lake Mary's most desirable areas, this home combines timeless charm with modern convenience. With comprehensive upgrades throughout, stylish finishes, and exceptional attention to detail, this property delivers outstanding value and long-term livability. Enjoy the benefits of a prime location, a large lot, and no HOA restrictions. Don't miss your opportunity to own this turnkey home in downtown Lake Mary!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,340
Sqft
0.4 ac
Lot size
2
Garage
1973
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,967 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,967/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.7%
$/sqft vs Lake Mary actives
$256 vs $237
Days on market
59 vs 44 typical
Where $256/sqft sits among the 164 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Greenleaf Wilsons
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Greenleaf Wilsons — neighborhood snapshot
Population
564
Median age
37
Median income
$105,681
Median home value
$379,177
Avg household
2
Households w/ children
64%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
95 of 164
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 107 S HIGH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$640,000
530 LAKE BINGHAM ROAD
3 bd · 3 ba · 2,341 sqft · $273/sqft · 34 DOM
Sold · Sep ’25$507,500
180 BROADMOOR ROAD
4 bd · 3 ba · 2,343 sqft · $217/sqft · 5 DOM
Sold · Jun ’26$550,000
252 SHADY OAKS CIRCLE
4 bd · 2 ba · 2,362 sqft · $233/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 107 S HIGH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 107 S HIGH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
107 S HIGH STREET FAQs
What would the monthly payment be for 107 S HIGH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,967/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 107 S HIGH STREET?+
The most recent tax bill on record (2025) was $4,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Mary?+
At $598,000, this home is listed about 39% above the Lake Mary median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 107 S HIGH STREET?+
Lake Mary Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$598,000 runs 53% above the LAKE MARY 32746 median — but at 2,340 sqft it's also 20% larger than the typical Lake Mary listing.
02Strong assigned schools
Lake Mary Elementary School, Seminole High School, Millennium Middle School — Lake Mary Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $640,000, now $598,000 — a $42K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VESTI LLC · Maribel Ramos, LLC. MLS #O6414462.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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