David Ramirez
$565,000$638,0003 bd2.5 ba2,418 sqft$234 /sqft$3,895 /mo all-in ↓

949 PICKFAIR TERRACE, LAKE MARY, FL, 32746

Active128 days on marketListed Apr 2, 2026MLS #O6392884

Reduced $73KWaterfrontSingle Family ResidenceWOODBRIDGE LAKES UNIT 2B

About this home

949 PICKFAIR TERRACE

Welcome to this beautifully maintained 3-bedroom, 2.5-bath lakefront home in the gated community of Woodbridge Lakes in Lake Mary, ideally situated on scenic Lake Dawson—perfect for canoeing, kayaking, and paddleboarding right from your backyard. This light-filled, open-concept floor plan features soaring 10-foot ceilings, rich bamboo flooring across the main living areas, and a desirable first-floor primary suite. The home offers multiple living spaces, including a formal living room, a spacious family room, and a dedicated office/ flex space- perfect for working from home or converted to a 4th bedroom. Upstairs, a versatile loft overlooks the foyer and includes an additional study area, ideal for homework, hobbies, or a second office space. Designed with both comfort and entertaining in mind, the kitchen boasts abundant counter space, granite countertops, stainless steel appliances, a breakfast bar, and a convenient pass-through to the family room. An eat-in dining area completes the space, making it the true heart of the home. Enjoy serene lake views from both the family room and primary suite, each featuring 8-foot sliding glass doors that open to a covered patio—perfect for relaxing mornings or evening gatherings. The spacious primary retreat offers a peaceful escape with dual vanities, a walk-in shower, garden tub, and a large walk-in closet. Upstairs, you’ll find two generously sized bedrooms and a full bath with dual sinks, providing comfort and privacy for family or guests. Ideally located, this home offers easy access to premier shopping, dining, and the scenic Seminole Wekiva Trail for walking and biking. Commuting is a breeze with nearby access to I-4 and 417, and the property is zoned for highly rated Seminole County schools. This is lakefront living at its finest—combining comfort, style, and an unbeatable location. Additional items to note: newer AC units (2019 & 2022), Nest thermostats, MyQ smart garage door opener, Wyze Smart WiFi sprinkler controller, Ring doorbell

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,418

Sqft

0.18 ac

Lot size

2

Garage

2000

Year built

Two

Levels

$234

Per sqft

WaterfrontGarden & Water viewNegotiablePets allowed

Inside

FlooringBamboo · Carpet
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Smart Home · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewGarden · Water
FacesEast
ParkingGarage Door Opener
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$105/mo
Taxes (2024)$4,438/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Park · Playground · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Public · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,895 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,049
PMI (est., until 20% equity)$212
Property tax — 2024 actual bill$370
HOA fee — from the listing$105
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,500
Interest rate6.00%
Loan term

Estimated payment

$3,895/mo

Principal & interest$3,049
PMI (est., until 20% equity)$212
Property taxes (actual bill)$370
HOA / condo fee$105
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $565K
$542KedgeAI estimate $680,940 · range $628K$714K$742K

vs edgeAI estimate

−17%

$/sqft vs Lake Mary actives

$234 vs $237

Days on market

128 vs 44 typical

Where $234/sqft sits among the 164 Lake Mary actives

34
34
40 · this home
26
11
19
$145–182$182–218$218–255$255–292$292–329$329+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Woodbridge Lakes

Map of 949 PICKFAIR TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Orlando25 min
Universal Orlando38 min
Orlando Int’l Airport (MCO)45 min
Walt Disney World50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Mary. See the full Lake Mary guide →

Woodbridge Lakes — neighborhood snapshot

Population

2,947

Median age

46

Median income

$107,080

Median home value

$459,521

Avg household

2

Households w/ children

311

For the school run

Seminole County School District

ElementaryCrystal Lake Elementary School★★★★★
ElementaryWicklow Elementary School★★★★
HighSeminole High School★★★★★
MiddleMillennium Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Mary market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$446K$488K

Lake Mary median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

96 of 164

Lake Mary actives have cut their price

Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% above the LAKE MARY 32746 median. See the full Lake Mary market guide →

Paper trail

This home's history

CurrentPrice reduced to $565,000 $73K
Apr 2, 2026Listed at $638,000 · 128 days on market since
2000Built · WOODBRIDGE LAKES UNIT 2B

Reality check

What actually sold near 949 PICKFAIR TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

829 PICKFAIR TERRACESold · May ’26

$540,000

829 PICKFAIR TERRACE · same community

4 bd · 2 ba · 2,123 sqft · $254/sqft · 15 DOM

2116 LOBELIA DRIVESold · Apr ’26

$535,000

2116 LOBELIA DRIVE

4 bd · 3.5 ba · 2,499 sqft · $214/sqft · 54 DOM

1240 LOBELIA DRIVESold · Jul ’26

$457,000

1240 LOBELIA DRIVE

4 bd · 3.5 ba · 2,499 sqft · $183/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 949 PICKFAIR TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 949 PICKFAIR TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

949 PICKFAIR TERRACE FAQs

What would the monthly payment be for 949 PICKFAIR TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,895/mo — principal and interest, the actual property-tax bill, the $105/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 949 PICKFAIR TERRACE?+

The association fee works out to $105 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 949 PICKFAIR TERRACE?+

The most recent tax bill on record (2024) was $4,438. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 949 PICKFAIR TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Mary?+

At $565,000, this home is listed about 32% above the Lake Mary median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 949 PICKFAIR TERRACE?+

Crystal Lake Elementary School (elementary), Wicklow Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$565,000 runs 43% above the LAKE MARY 32746 median — but at 2,418 sqft it's also 24% larger than the typical Lake Mary listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

128 days on market against a Lake Mary median of 44 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $638,000, now $565,000 — a $73K cut. The full history is in the market section below.

Listing courtesy of UNITED REAL ESTATE PREFERRED · Linda Welker. MLS #O6392884.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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