891 SHRIVER CIRCLE, LAKE MARY, FL, 32746
Active43 days on marketListed Jun 18, 2026MLS #R4911371
About this home
891 SHRIVER CIRCLE
Opportunity awaits in this spacious home located in one of Lake Mary's most desirable and well established neighborhoods. Home offers mature landscaping, beautiful surroundings, and strong sense of community. Featuring high ceilings, an open floor plan, generous living areas, and a private outdoor pool, this property offers incredible potential for the right buyer. The home also offers formal dining area and an office in addition to all the rooms. While the home needs TLC and updating, it provides a fantastic opportunity to customize to your own style. Bring your vision and transform this diamond in the rough into something truly special. Great value, a sought-after location, and endless possibilities await!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,229
Sqft
0.23 ac
Lot size
2
Garage
1988
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.8%
$/sqft vs Lake Mary actives
$247 vs $238
Days on market
43 vs 42 typical
Where $247/sqft sits among the 162 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Silver Lake — neighborhood snapshot
Population
604
Median age
46
Median income
$90,893
Median home value
$397,000
Avg household
2
Households w/ children
61%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
94 of 162
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 891 SHRIVER CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$655,000
942 SHRIVER CIRCLE · same community
4 bd · 3 ba · 2,121 sqft · $309/sqft · 0 DOM
Sold · Feb ’26$710,000
788 SILVERWOOD DRIVE · same community
4 bd · 2 ba · 2,424 sqft · $293/sqft · 108 DOM
Sold · Jun ’26$550,000
808 SILVERWOOD DRIVE · same community
4 bd · 2 ba · 2,619 sqft · $210/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 891 SHRIVER CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 891 SHRIVER CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
891 SHRIVER CIRCLE FAQs
What would the monthly payment be for 891 SHRIVER CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,180/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 891 SHRIVER CIRCLE?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 891 SHRIVER CIRCLE?+
The most recent tax bill on record (2025) was $6,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 891 SHRIVER CIRCLE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $550,000, this home is listed about 28% above the Lake Mary median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 891 SHRIVER CIRCLE?+
Greenwood Lakes Middle School (middle), Lake Mary High School (high), Woodlands Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$550,000 runs 38% above the LAKE MARY 32746 median — but at 2,229 sqft it's also 22% larger than the typical Lake Mary listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Greenwood Lakes Middle School, Lake Mary High School, Woodlands Elementary School — Woodlands Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FAIRBANKS REALTY · Randy Wilson. MLS #R4911371.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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