107 DOUGLAS STREET, EDGEWATER, FL, 32141
Active22 days on marketListed Jul 1, 2026MLS #O6421529
About this home
107 DOUGLAS STREET
Seeking a home with in-law suite potential or an investment opportunity? This custom-built, fenced 3-bedroom, 2-bathroom home with a 1-car garage was thoughtfully designed for easy conversion to suit a variety of needs. A gated entry framed by vibrant crotons leads to the front door. Inside, the spacious living room features cathedral ceilings and abundant natural light from east-facing windows. The well-maintained kitchen offers light cabinetry paired with stainless appliances, along with a sliding door that opens to a screened patio. Adjacent to the kitchen, the dining area has been strategically designed for flexibility. With the addition of barn doors and minimal modifications, this space can be seamlessly converted into a separate living area—ideal for an in-law suite or short-term rental—with its own private entrance. The layout provides access from this adaptable space to the third bedroom and a shared bathroom. Down the hall are the second bedroom and a spacious primary suite featuring a walk-in shower and dual closets. Outdoors, mature oak trees provide shade across the backyard. The property also features a double-level concrete seawall, boathouse, and lift—perfect for enjoying waterfront living with direct access to the Intercoastal/Mosquito Lagoon. Additional storage is available in the like-new metal shed. **Major updates include a new roof (2023) and new A/C system (2025).** All measurements are deemed accurate but should be verified by the buyer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,408
Sqft
0.15 ac
Lot size
1
Garage
2003
Year built
One
Levels
$373
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,935 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,935/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+57.9%
$/sqft vs Edgewater actives
$373 vs $202
Days on market
22 vs 39 typical
Where $373/sqft sits among the 149 Edgewater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Waterfront Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
South Waterfront Park — neighborhood snapshot
Population
466
Median age
65
Median income
$67,198
Median home value
$117,300
Avg household
2
Households w/ children
17%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
79 of 149
Edgewater actives have cut their price
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the EDGEWATER 32141 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near 107 DOUGLAS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$662,500
139 DOUGLAS STREET · same community
3 bd · 2 ba · 1,432 sqft · $463/sqft · 29 DOM
Sold · Dec ’25$280,000
130 CHARLES STREET · same community
3 bd · 2 ba · 1,500 sqft · $187/sqft · 59 DOM
Sold · Dec ’25$735,000
167 DOUGLAS STREET · same community
3 bd · 2 ba · 1,640 sqft · $448/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 107 DOUGLAS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 107 DOUGLAS STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
107 DOUGLAS STREET FAQs
What would the monthly payment be for 107 DOUGLAS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,935/mo — principal and interest, the actual property-tax bill, the $2/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 107 DOUGLAS STREET?+
The association fee works out to $2 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 107 DOUGLAS STREET?+
The most recent tax bill on record (2025) was $5,399. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 107 DOUGLAS STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Edgewater?+
At $525,000, this home is listed about 59% above the Edgewater median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 107 DOUGLAS STREET?+
Indian River Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$525,000 runs 69% above the EDGEWATER 32141 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $550,000, now $525,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Yolon Riveiro. MLS #O6421529.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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