David Ramirez
$389,0002 bd2 ba1,032 sqft$377 /sqft$2,936 /mo all-in ↓

116 LEWIS STREET, EDGEWATER, FL, 32141

Active185 days on marketListed Jan 21, 2026MLS #NS1087088

WaterfrontManufactured HomeSOUTH WATERFRONT PARK

About this home

116 LEWIS STREET

Enjoy true WATERFRONT living in this NEWLY REMODELED manufactured home situated on a CANAL lot with a concrete seawall, BOATHOUSE, and BOAT LIFT. The canal offers direct access to the Indian River Lagoon, home to some of the best saltwater fishing on the East Coast - perfect for boaters and anglers alike! Step inside to a bright, open layout filled with natural light from a wall of windows spanning the entire front of the home. The home has been thoughtfully updated with a durable metal roof, new paint, vinyl plank flooring, a new kitchen featuring quartz countertops and stainless GE appliances. Both bathrooms have been tastefully renovated offering modern finishes and comfort. Outdoor living shines here with a composite deck, paver patio area and walkway, an enclosed porch, covered patio, workshop and shed. The property also includes a private well and irrigation system, making lawncare easy and cost effective. A carport and two driveways provide plenty of parking for vehicles, boats, or guests. Located in Edgewater, just minutes from New Smyrna Beach, you'll love the easy access to charming coastal restaurants, shopping and schools.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,032

Sqft

0.15 ac

Lot size

1978

Year built

One

Levels

$377

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationCrawlspace
ViewWater
FacesNorth
ExteriorAwning(s) · Irrigation System · Sliding Doors · Storage

Community & fees

Taxes (2025)$3,764/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,936 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$314
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,615
Interest rate6.00%
Loan term

Estimated payment

$2,936/mo

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$314
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $389K
$195KedgeAI estimate $228,136 · range $203K$238K$405K

vs edgeAI estimate

+70.5%

$/sqft vs Edgewater actives

$377 vs $202

Days on market

185 vs 39 typical

Where $377/sqft sits among the 150 Edgewater actives

48
55
21
11
3
12 · this home
$149–187$187–225$225–263$263–301$301–339$339+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Waterfront Park

Map of 116 LEWIS STREET inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)71 min
Downtown Orlando72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Edgewater. See the full Edgewater guide →

South Waterfront Park — neighborhood snapshot

Population

466

Median age

65

Median income

$67,198

Median home value

$117,300

Avg household

2

Households w/ children

17%

For the school run

Volusia County School District

ElementaryIndian River Elementary School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Edgewater market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$280K$307K

Edgewater median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

81 of 150

Edgewater actives have cut their price

Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the EDGEWATER 32141 median. See the full Edgewater market guide →

Paper trail

This home's history

Jan 21, 2026Listed at $389,000 · 185 days on market since
1978Built · SOUTH WATERFRONT PARK

Reality check

What actually sold near 116 LEWIS STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4630 NELLIE STREETSold · Oct ’25

$130,000

4630 NELLIE STREET · same community

2 bd · 2 ba · 972 sqft · $134/sqft · 93 DOM

175 COLEMAN STREETSold · Apr ’26

$225,000

175 COLEMAN STREET · same community

3 bd · 2 ba · 1,104 sqft · $204/sqft · 39 DOM

135 LEWIS STREETSold · Jan ’26

$406,000

135 LEWIS STREET · same community

2 bd · 2 ba · 1,176 sqft · $345/sqft · 309 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 116 LEWIS STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 116 LEWIS STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

116 LEWIS STREET FAQs

What would the monthly payment be for 116 LEWIS STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,936/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 116 LEWIS STREET?+

The most recent tax bill on record (2025) was $3,764. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 116 LEWIS STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Edgewater?+

At $389,000, this home is listed about 18% above the Edgewater median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 116 LEWIS STREET?+

Indian River Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$389,000 runs 26% above the EDGEWATER 32141 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

185 days on market against a Edgewater median of 39 — sellers in this position are usually ready to negotiate.

Listing courtesy of COASTAL AND COUNTRY PROPERTIES · Jodie Stratton. MLS #NS1087088.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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