113 CHARLES STREET, EDGEWATER, FL, 32141
Active286 days on marketListed Oct 11, 2025MLS #NS1086185
About this home
113 CHARLES STREET
Rare opportunity to own a vacant double lot with 131 feet of direct water frontage and easy access to the Intracoastal Waterway. This oversized property offers the perfect setting to build your dream waterfront home with plenty of space for a private dock, pool, and more. Located just minutes from New Smyrna Beach, enjoy world-class flats fishing, boating, kayaking, and paddle boarding right from your backyard. No fixed bridges, no HOA, and no time limit to build—just endless potential and the ultimate Florida lifestyle. Don’t miss this chance to create your custom retreat in a peaceful, natural setting close to shopping, dining, and the area's renowned beaches.
Facts & features
The home at a glance
0.31 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,643 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,643/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Waterfront Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
South Waterfront Park — neighborhood snapshot
Population
466
Median age
65
Median income
$67,198
Median home value
$117,300
Avg household
2
Households w/ children
17%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the EDGEWATER 32141 median. See the full Edgewater market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 113 CHARLES STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 113 CHARLES STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
113 CHARLES STREET FAQs
What would the monthly payment be for 113 CHARLES STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,643/mo — principal and interest, the actual property-tax bill, the $2/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 113 CHARLES STREET?+
The association fee works out to $2 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 113 CHARLES STREET?+
The most recent tax bill on record (2024) was $3,186. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 113 CHARLES STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Edgewater?+
At $350,000, this home is listed about 6% above the Edgewater median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 113 CHARLES STREET?+
Indian River Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$350,000 runs 13% above the EDGEWATER 32141 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
286 days on market against a Edgewater median of 39 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $370,000, now $350,000 — a $20K cut. The full history is in the market section below.
Listing courtesy of COLLADO REAL ESTATE · Chad Erickson. MLS #NS1086185.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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