110 CHARLES STREET, EDGEWATER, FL, 32141
Active3 days on marketListed Jul 20, 2026MLS #NS1088699
About this home
110 CHARLES STREET
Welcome to 110 Charles Street in Edgewater, where endless possibilities meet an exceptional waterfront lifestyle. Situated on an approximately 0.30-acre double lot with an impressive 100 feet of canal frontage and direct access to the Intracoastal Waterway, this rare property offers the perfect opportunity to move in and add your personal touches or start fresh and build the waterfront home you've always envisioned. A standout feature is the existing boathouse, making it easy to enjoy boating, fishing, kayaking, paddleboarding, and shrimping just steps from your backyard. Spend your days watching manatees glide through the canal, dolphins play in the Intracoastal, pelicans and seabirds dive for fish, and spectacular sunsets paint the evening sky. From the water, you'll even have a front-row seat to Cape Canaveral rocket launches. Located in the sought-after South Waterfront Park community, you'll enjoy a peaceful coastal setting with convenient access to local shopping, dining, parks, and all that Edgewater and the surrounding area have to offer. Whether you're searching for a primary residence, vacation retreat, investment opportunity, or the perfect homesite to build your dream waterfront escape, 110 Charles Street is a rare chance to own a piece of Florida's coveted saltwater lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,288
Sqft
0.3 ac
Lot size
2
Garage
1975
Year built
One
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,543 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,543/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.1%
$/sqft vs Edgewater actives
$272 vs $202
Days on market
3 vs 39 typical
Where $272/sqft sits among the 149 Edgewater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Waterfront Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
South Waterfront Park — neighborhood snapshot
Population
466
Median age
65
Median income
$67,198
Median home value
$117,300
Avg household
2
Households w/ children
17%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
80 of 149
Edgewater actives have cut their price
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the EDGEWATER 32141 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near 110 CHARLES STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$406,000
135 LEWIS STREET · same community
2 bd · 2 ba · 1,176 sqft · $345/sqft · 309 DOM
Sold · Aug ’25$662,500
139 DOUGLAS STREET · same community
3 bd · 2 ba · 1,432 sqft · $463/sqft · 29 DOM
Sold · Apr ’26$225,000
175 COLEMAN STREET · same community
3 bd · 2 ba · 1,104 sqft · $204/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 110 CHARLES STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 110 CHARLES STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
110 CHARLES STREET FAQs
What would the monthly payment be for 110 CHARLES STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,543/mo — principal and interest, the actual property-tax bill, the $2/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 110 CHARLES STREET?+
The association fee works out to $2 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 110 CHARLES STREET?+
The most recent tax bill on record (2025) was $1,994. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 110 CHARLES STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Edgewater?+
At $350,000, this home is listed about 6% above the Edgewater median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 110 CHARLES STREET?+
Indian River Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$350,000 runs 13% above the EDGEWATER 32141 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Edgewater market that averages 39 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of WHITE WHALE REAL ESTATE · Timothy Loomis. MLS #NS1088699.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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