109 DOUGLAS STREET, EDGEWATER, FL, 32141
Active200 days on marketListed Jan 5, 2026MLS #NS1086936
About this home
109 DOUGLAS STREET
This home was designed for those who want it all - ELEGANCE, LUXURY, COMFORT AND WITH ENTERTAINING IN MIND. This 3 bedroom, 2 bath waterfront home with 75 feet of canalfront blends pristine condition with an elegant outdoor living lifestyle. Features include: direct access to the intracoastal waterway and mosquito lagoon also known as the "REDFISH CAPITAL OF THE WORLD". The home itself is a dream come true offering a coastal retreat. Immaculate with bright open living spaces that flow to the tropical oasis and trellis gardens that await you outdoors. The airy remodeled kitchen is the "HEART OF THE HOME" with beautifuL cabinets, center island with storage, gorgeous backsplash, spacious pantry and elegant lighting where the chef can enjoy preparing the "CATCH OF THE DAY". Additional features include a gorgeous 12 x 20 room that currently is used as an office but could be a 4th bedroom, a large inside storage room currently housing an extra refrigerator, freezer and household extras but would be the perfect place for a game room, office, computer room, man cave or the must have "SHE SHED". You can enjoy the "FLORIDA LIFESTYLE" from the screened in porch, open covered porch or covered dock. Drop your boat from the covered boatlift from right out your back door for a day of fishing or enjoyment. There's also an additional boatlift for smaller vessels and plenty of room for parking your "NEW TOYS". Covered carport with large shed/workshop. Now, there is a second driveway which is set up with water/sewer and electric for an RV. Yard is completely fenced-in. The list for this home could go on and on but if you want the "LIFESTYLE OF YOUR DREAMS" then this is your chance to have it all, inside and out. All information is deemed accurate, measurements are approximate. Buyer and or buyers agent to verify all and any information.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,776
Sqft
0.23 ac
Lot size
1978
Year built
One
Levels
$259
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,235 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,235/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.1%
Days on market
200 vs 39 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Waterfront Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
South Waterfront Park — neighborhood snapshot
Population
466
Median age
65
Median income
$67,198
Median home value
$117,300
Avg household
2
Households w/ children
17%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the EDGEWATER 32141 median. See the full Edgewater market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 109 DOUGLAS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 DOUGLAS STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
109 DOUGLAS STREET FAQs
What would the monthly payment be for 109 DOUGLAS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,235/mo — principal and interest, the actual property-tax bill, the $2/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 109 DOUGLAS STREET?+
The association fee works out to $2 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 109 DOUGLAS STREET?+
The most recent tax bill on record (2024) was $1,936. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 109 DOUGLAS STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Edgewater?+
At $460,000, this home is listed about 39% above the Edgewater median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 109 DOUGLAS STREET?+
Indian River Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$460,000 runs 48% above the EDGEWATER 32141 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
200 days on market against a Edgewater median of 39 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $475,000, now $460,000 — a $15K cut. The full history is in the market section below.
Listing courtesy of ACE REALTY & MANAGEMENT, LLC · Gail Laughlin. MLS #NS1086936.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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