David Ramirez
$359,9904 bd2 ba1,801 sqft$200 /sqft$2,512 /mo all-in ↓

19 WHITTINGTON DRIVE, PALM COAST, FL, 32164

Active29 days on marketListed Jun 26, 2026MLS #O6420219

New constructionSingle Family ResidencePINE LAKES

About this home

19 WHITTINGTON DRIVE

Under Construction. This brand-new construction home offers the perfect blend of elegance, comfort, and modern convenience. Designed with durable block and stucco construction, this open floor plan features 4 bedrooms, 2 baths, and 1,801 sq. ft. of thoughtfully designed living space. Soaring 9'4" ceilings throughout the home create an airy, spacious feel. Enjoy the Florida outdoors with a 6’ x12’ covered porch. The stylish 36” Shaker-style cabinets are beautifully complemented by granite countertops, adding a touch of sophistication to the kitchen. Luxury vinyl plank flooring flows seamlessly throughout the entire home, offering both durability and style. A stainless-steel appliance package is INCLUDED, featuring a 24.3 cubic foot side-by-side refrigerator with a built-in ice maker, a 30” freestanding smooth-top electric range, a 1.6 cubic foot over-the-range microwave, and a dishwasher - everything you need for a fully equipped kitchen! For added peace of mind, your purchase includes a 2-10 Builder’s Warranty. NOTE: Photos are for example purposes only

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,801

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$200

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Freezer · Ice Maker · Microwave · Range
InteriorOpen Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationBlock · Slab
FacesNortheast
ExteriorSliding Doors

Community & fees

Taxes (2025)$887/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,512 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$74
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate6.00%
Loan term

Estimated payment

$2,512/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$74
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$322KedgeAI estimate $346,936 · range $335K$368K$383K

vs edgeAI estimate

+3.8%

$/sqft vs PINE LAKES

$200 vs $194

Days on market

29 vs 47 typical

Where $200/sqft sits among the 21 homes for sale in PINE LAKES

4
4
4
1 · this home
3
5
$155–169$169–182$182–196$196–209$209–222$222+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pine Lakes

Map of 19 WHITTINGTON DRIVE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Pine Lakes — neighborhood snapshot

Population

12,061

Median age

54

Median income

$75,387

Median home value

$315,200

Avg household

2

Households w/ children

868

For the school run

Flagler County School District

MiddleBuddy Taylor Middle School★★★★★
ElementaryRymfire Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

11 of 21

PINE LAKES have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jun 26, 2026Listed at $359,990 · 29 days on market since
2026Built · PINE LAKES

Reality check

What actually sold near 19 WHITTINGTON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3503 22ND AVENUE WSold · Apr ’26

$465,000

3503 22ND AVENUE W · same community

4 bd · 2 ba · 1,806 sqft · $257/sqft · 2 DOM

2107 42ND STREET WSold · Dec ’25

$375,000

2107 42ND STREET W · same community

3 bd · 2 ba · 1,826 sqft · $205/sqft · 62 DOM

2008 39TH STREET WSold · Jun ’26

$570,000

2008 39TH STREET W · same community

3 bd · 2 ba · 1,711 sqft · $333/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19 WHITTINGTON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19 WHITTINGTON DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

19 WHITTINGTON DRIVE FAQs

What would the monthly payment be for 19 WHITTINGTON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,512/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19 WHITTINGTON DRIVE?+

The most recent tax bill on record (2025) was $887. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $359,990, this home is listed about 9% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 19 WHITTINGTON DRIVE?+

Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of INB REALTY LLC · Ann Richter. MLS #O6420219.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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