21 WEDGEWOOD LANE, PALM COAST, FL, 32164
Active60 days on marketListed Jun 4, 2026MLS #FC319068
About this home
21 WEDGEWOOD LANE
Golf Course Pool Home offered at $325,000 this is a rare opportunity to own a pool home on the 17th tee of Pine Lakes Golf Club in one of Palm Coast's most desirable and established neighborhoods. This 3-bedroom, 2-bath Fairfield model by ITT offers the quality construction and thoughtful design that have made these homes so enduringly popular. Situated on a prime golf course lot, the property enjoys the unique benefit of golf course views combined with a wooded buffer that provides an uncommon level of backyard privacy. Golf Course Pool Homeseeking a well-built residence they can enjoy immediately while updating at their own pace. Major improvements include a 2016 roof, a private irrigation well with a new pump, and a newly installed walk-in shower in the primary bath. The screened pool area provides the perfect setting for relaxing, entertaining, or simply enjoying Florida's year-round outdoor lifestyle. Adding to the property's appeal, Wedgewood Lane features the rare convenience of underground utilities, enhancing both the neighborhood's appearance and reliability. Located in the heart of Pine Lakes with no HOA, this home offers exceptional convenience to shopping, restaurants, medical facilities, schools, houses of worship, and everyday services. Flagler Beach, with its beautiful coastline, dining, and entertainment, is just minutes away. Although this home is being offered As-Is with no repairs by the seller, a clean pre-listing inspection has already been completed and will be provided to the buyer upon acceptance of an offer. This rare level of transparency allows buyers to focus on the home's exceptional location, solid construction, and outstanding potential with confidence. Homes with pools, golf course views, backyard privacy, underground utilities, and this kind of potential are increasingly difficult to find in today's market—especially at this well below market price. Whether you're looking for a primary residence, seasonal retreat, or an opportunity to update and personalize a quality-built home in a premier location, 21 Wedgewood Lane represents exceptional value in the heart of Pine Lakes.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,490
Sqft
0.18 ac
Lot size
2
Garage
1989
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,527 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,527/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1%
$/sqft vs PINE LAKES
$218 vs $205
Days on market
60 vs 47 typical
Where $218/sqft sits among the 20 homes for sale in PINE LAKES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
13 of 20
PINE LAKES have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 21 WEDGEWOOD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$495,000
2222 41ST STREET W · same community
3 bd · 2 ba · 1,500 sqft · $330/sqft · 40 DOM
Sold · Aug ’25$255,000
18 WHEATFIELD DRIVE · same community
3 bd · 2 ba · 1,509 sqft · $169/sqft · 90 DOM
Sold · Apr ’26$356,250
6 WESTGALE PLACE · same community
3 bd · 2 ba · 1,423 sqft · $250/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21 WEDGEWOOD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21 WEDGEWOOD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21 WEDGEWOOD LANE FAQs
What would the monthly payment be for 21 WEDGEWOOD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,527/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21 WEDGEWOOD LANE?+
The most recent tax bill on record (2025) was $3,721. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $325,000, this home is listed about 18% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 21 WEDGEWOOD LANE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK · Merritt Zucca. MLS #FC319068.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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