45 WOODFIELD DRIVE, PALM COAST, FL, 32164
Active124 days on marketListed Apr 2, 2026MLS #FC317306
About this home
45 WOODFIELD DRIVE
Welcome to 45 Woodfield, a move in ready CONCRETE BLOCK home just four years old in Palm Coast's desirable "W" section offering easy, low maintenance living in one of the City's most sought after communities AND NOT IN A FLOOD ZONE! Set within the well-kept Pine Lakes area, known for its friendly neighbors and manicured streets, this home gives you that "new Build" feel with all the extras added by Seller, and without the wait. With 3 bedrooms and 2 full baths, the inside offers an open, modern layout with a comfortable great room that flows into the dining area and the kitchen, ideal for everyday living and entertaining. The split bedroom floor plan provides privacy with a generous primary suite on one side and two guest bedrooms with a shared bath on the other. Because this home is only 4 years old, it offers newer systems, a solid roof and contemporary finishes, so you can move right in and start enjoying the Palm Coast lifestyle. The kitchen has all appliances including a coveted gas range. The home also has a whole house generator for peace of mind and a whole house water treatment system, instant hot water, hurricane shutters and a Shed for extra storage in the backyard. The flooring is also low maintenance with vinyl in the main living area, tile in the bathrooms and bedrooms so there is NO CARPET. The air conditioned garage also has luxury vinyl on the floor. Step out the back sliding glass door to the very large (360 square feet) screened porch to enjoy the outdoors. This home is conveniently located close to shopping, golf course, US 1, hospital and medical offices. The City of Palm Coast has been recognized by two national publications for being one of the "7 Best Places to Retire" and is also among "America's 50 Best Cities to Live". St. Augustine, the Nation's oldest city, is only 1/2 hour away and so is Daytona Beach, home of Daytona International Speedway and Bike week. There are airports in Daytona, Sanford, St. Augustine, Jacksonville and Orlando. Orlando theme parks are only one and a half hour away. CALL TODAY for your appointment.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,413
Sqft
0.23 ac
Lot size
2
Garage
2021
Year built
One
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,566 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,566/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.6%
$/sqft vs PINE LAKES
$230 vs $205
Days on market
124 vs 52 typical
Where $230/sqft sits among the 18 homes for sale in PINE LAKES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
11 of 18
PINE LAKES have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 45 WOODFIELD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$356,250
6 WESTGALE PLACE · same community
3 bd · 2 ba · 1,423 sqft · $250/sqft · 52 DOM
Sold · Dec ’25$495,000
2222 41ST STREET W · same community
3 bd · 2 ba · 1,500 sqft · $330/sqft · 40 DOM
Sold · Aug ’25$255,000
18 WHEATFIELD DRIVE · same community
3 bd · 2 ba · 1,509 sqft · $169/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 45 WOODFIELD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 45 WOODFIELD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
45 WOODFIELD DRIVE FAQs
What would the monthly payment be for 45 WOODFIELD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,566/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 45 WOODFIELD DRIVE?+
The most recent tax bill on record (2025) was $4,190. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $324,900, this home is listed about 19% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 45 WOODFIELD DRIVE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32164 market on paper
$324,900 is 4% below the PALM COAST 32164 median of $340,000, and at $230/sqft it sits under the Palm Coast average of $262.
02Time on market is leverage
124 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $364,900, now $324,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Janet Salam. MLS #FC317306.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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