David Ramirez
$810,0004 bd4 ba3,675 sqft$220 /sqft$5,501 /mo all-in ↓

1569 KATIE COVE, SANFORD, FL, 32771

Active45 days on marketListed Jun 18, 2026MLS #O6414904

Single Family ResidencePEARL LAKE ESTATES

About this home

1569 KATIE COVE

Tucked behind the gates of ESTATES AT PEARL LAKE, an exclusive enclave of just 69 residences, this estate-caliber home offers over 3,700 SQUARE FEET of refined living space on one of the community's most desirable conservation homesites. With NO REAR NEIGHBORS, mature landscaping, and tranquil wooded views, the setting delivers the privacy and serenity discerning buyers expect. Designed for both elegant entertaining and everyday comfort, this 4-BEDROOM, 3 FULL BATH, 2 HALF BATH RESIDENCE features a thoughtfully crafted floor plan with dedicated spaces for gathering, working, and relaxing. The Gourmet Kitchen is the centerpiece of the home, showcasing Granite Countertops, an oversized Island, 42-Inch Maple Cabinetry, Stainless Steel Appliances, Double Ovens, Natural Gas Cooking, and abundant storage. Crown Molding, designer finishes, and expansive living areas create a timeless and elegant atmosphere throughout. The private OWNER'S RETREAT offers a true escape, complete with a spacious Walk-In Closet, Dual Granite Vanities, a Soaking Garden Tub, and a separate oversized Shower. All primary Bedrooms are conveniently located on the First Floor, while the expansive SECOND-STORY BONUS SUITE with its own Half Bath provides exceptional flexibility as a Media Room, Game Room, Guest Retreat, Fitness Studio, or Multi-Generational Living Space. Outdoor living is equally impressive. The oversized SCREENED LANAI overlooks the Conservation Area and is pre-plumbed for a future Summer Kitchen, Gas Grill, and vented exhaust. The home is also POOL-PLANNED, making it easy to create the backyard oasis you've envisioned. Built with efficiency, comfort, and peace of mind in mind, notable upgrades include a TILE ROOF, WHOLE-HOUSE WATER SOFTENER, WHOLE-HOUSE NATURAL GAS GENERATOR WITH AUTOMATIC TRANSFER SWITCH, TWO TANKLESS GAS WATER HEATERS, Low-E Double-Pane Windows, and High-Efficiency HVAC Systems. The oversized 3-CAR TANDEM GARAGE and Paver Driveway complete the home's impressive curb appeal. Located within a TOP-RATED SEMINOLE COUNTY SCHOOL DISTRICT and just minutes from major commuter routes including I-4, SR-417, and SR-429, residents enjoy convenient access to upscale shopping, dining, Downtown Sanford, Colonial TownPark, Seminole Towne Center, the Seminole Wekiva Trail, and the natural beauty of Wekiwa Springs State Park. Luxury, privacy, and thoughtful design come together in a home that offers the lifestyle today's most selective buyers are seeking. Rarely does an opportunity like this become available in PEARL LAKE ESTATES.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,675

Sqft

0.22 ac

Lot size

3

Garage

2015

Year built

Two

Levels

$220

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryGas Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionConcrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingDriveway · Garage Door Opener · Tandem
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$159/mo
Taxes (2025)$6,092/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,501 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,371
PMI (est., until 20% equity)$304
Property tax — 2025 actual bill$508
HOA fee — from the listing$159
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $81,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $81,000
Interest rate6.00%
Loan term

Estimated payment

$5,501/mo

Principal & interest$4,371
PMI (est., until 20% equity)$304
Property taxes (actual bill)$508
HOA / condo fee$159
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $810K
$778KedgeAI estimate $1,036,164 · range $892K$1.4M$1.5M

vs edgeAI estimate

−21.8%

$/sqft vs Sanford actives

$220 vs $216

Days on market

45 vs 29 typical

Where $220/sqft sits among the 395 Sanford actives

67
96
92 · this home
63
45
32
$153–180$180–207$207–234$234–262$262–289$289+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sanford

Map of 1569 KATIE COVE

Drive times from this address

Downtown Orlando24 min
Universal Orlando37 min
Orlando Int’l Airport (MCO)44 min
Walt Disney World49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sanford. See the full Sanford guide →

SANFORD 32771 — neighborhood snapshot

Population

59,708

Median age

38.7

Median income

$74,520

Median home value

$332,500

Avg household

2.66

Households w/ children

7,359

For the school run

Seminole County School District

ElementaryGoldsboro Elementary Magnet★★★★
ElementaryIdyllwilde Elementary School★★★★★
ElementaryBentley Elementary School★★★★★
HighSeminole High School★★★★★
ElementaryWilson Elementary School★★★★
MiddleMarkham Woods Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sanford market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$354K$383K

Sanford median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

208 of 395

Sanford actives have cut their price

Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 132% above the SANFORD 32771 median. See the full Sanford market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $810,000 · 45 days on market since
2015Built · PEARL LAKE ESTATES

Reality check

What actually sold near 1569 KATIE COVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1569 KATIE COVESold · Nov ’25

$770,000

1569 KATIE COVE · same community

4 bd · 4 ba · 3,675 sqft · $210/sqft · 73 DOM

1555 KATIE COVESold · Jul ’26

$875,000

1555 KATIE COVE · same community

4 bd · 3.5 ba · 3,261 sqft · $268/sqft · 283 DOM

1560 KATIE CVSold · Apr ’26

$1,020,000

1560 KATIE CV · same community

7 bd · 5 ba · 5,106 sqft · $200/sqft · 123 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1569 KATIE COVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1569 KATIE COVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1569 KATIE COVE FAQs

What would the monthly payment be for 1569 KATIE COVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,501/mo — principal and interest, the actual property-tax bill, the $159/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1569 KATIE COVE?+

The association fee works out to $159 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1569 KATIE COVE?+

The most recent tax bill on record (2025) was $6,092. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1569 KATIE COVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sanford?+

At $810,000, this home is listed about 122% above the Sanford median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1569 KATIE COVE?+

Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$810,000 runs 132% above the SANFORD 32771 median — but at 3,675 sqft it's also nearly twice the size of the typical Sanford listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · David Plasencia, LLC. MLS #O6414904.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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