324 SUMMERVILLE LANE, SANFORD, FL, 32771
Active200 days on marketListed Jan 20, 2026MLS #O6373816
About this home
324 SUMMERVILLE LANE
Discover 4.75 acres of A-1 zoned, high and dry vacant land tucked away in the highly desirable Seminole Estates—an equestrian community known for luxury custom homes on expansive parcels. Enjoy the perfect balance of country living with city convenience, all just minutes from A-Rated Seminole County Schools, major roadways, shopping, dining, and vibrant downtown Sanford. This cleared and build-ready property is fully fenced, privately gated, and backs up to the Black Bear Wilderness Preserve, offering exceptional privacy with no rear neighbors and stunning sunset views. Horses and livestock are welcome, and the A-1 zoning allows for agricultural uses, a private farmstead, ADUs, and more—bringing endless possibilities to life. The property features a deep well with brand-new 2025 technology and a 1,290 sq ft pre-engineered metal building with a reinforced concrete foundation, two large roll-up doors, R-value insulation, and a versatile clear-span interior—ideal for a workshop, RV/boat storage, livestock shelter, or even a future guest suite. Utilities include FPL electric, well water, cable available, and newly added AT&T Fiber. Whether you’re dreaming of a custom estate, equestrian retreat, or private homestead, this rare Seminole Estates parcel offers space, privacy, and unlimited potential. Bring your vision and make it yours!
Facts & features
The home at a glance
4.75 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,425 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,425/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $380K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 137% above the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 324 SUMMERVILLE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$367,000
1121 VESPER DR, Fort Myers FL 33901 · same community
3 bd · 2 ba · 1,462 sqft · $251/sqft · 89 DOM
Sold · Jan ’26$2,000,000
5763 MICHELLE LANE · same community
4 bd · 4.5 ba · 3,995 sqft · $501/sqft · 104 DOM
Sold · Mar ’26$445,000
7220 LAKE DRIVE
3 bd · 2 ba · 1,338 sqft · $333/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 324 SUMMERVILLE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 324 SUMMERVILLE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
324 SUMMERVILLE LANE FAQs
What would the monthly payment be for 324 SUMMERVILLE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,425/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 324 SUMMERVILLE LANE?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 324 SUMMERVILLE LANE?+
The most recent tax bill on record (2024) was $4,016. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 324 SUMMERVILLE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $850,000, this home is listed about 121% above the Sanford median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 324 SUMMERVILLE LANE?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$850,000 runs 137% above the SANFORD 32771 median.
02Time on market is leverage
200 days on market against a Sanford median of 35 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $925,000, now $850,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Dominick Florio. MLS #O6373816.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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