3430 SARTO LANE, ROTONDA WEST, FL, 33947
Active71 days on marketListed May 29, 2026MLS #O6411847
About this home
3430 SARTO LANE
Modern new-construction opportunity in Rotonda Shores. Carpenter Homes 'Sanibel' floor plan offering 4 bedrooms, 2 baths, 1,691 sqft of living area, and a 3-car garage on a 0.22-acre cleared lot. Block and stucco construction, shingle roof, hurricane shutters, quartz countertops, tile backsplash, and ceramic tile flooring. Public water and sewer; no HOA. Flood zone AE. Being sold as-is - bring your contractor to complete the finish-out and add instant equity. Cash or renovation financing. Buyer to verify all room measurements, permit and CO status, and property condition.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,691
Sqft
0.22 ac
Lot size
3
Garage
2024
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,971 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,971/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−43.7%
$/sqft vs Rotonda West actives
$163 vs $221
Days on market
71 vs 56 typical
Where $163/sqft sits among the 204 Rotonda West actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rotonda Shores
Get to know Rotonda West. See the full Rotonda West guide →
Rotonda Shores — neighborhood snapshot
Population
271
Median age
67
Median income
$66,595
Median home value
$351,684
Avg household
2
Households w/ children
14%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Rotonda West market
$382K → $352K
Rotonda West median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
101 of 204
Rotonda West actives have cut their price
Median sold price, Rotonda West, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 456% above the ROTONDA WEST 33947 median. See the full Rotonda West market guide →
Paper trail
This home's history
Reality check
What actually sold near 3430 SARTO LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$268,000
3465 GULF LANE · same community
3 bd · 2 ba · 1,617 sqft · $166/sqft · 51 DOM
Sold · May ’26$1,450,000
391 KETTLE HARBOR DRIVE
3 bd · 2.5 ba · 1,691 sqft · $857/sqft · 132 DOM
Sold · Mar ’26$460,000
4636 ARLINGTON DRIVE
3 bd · 2 ba · 1,706 sqft · $270/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3430 SARTO LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3430 SARTO LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3430 SARTO LANE FAQs
What would the monthly payment be for 3430 SARTO LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,971/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3430 SARTO LANE?+
The most recent tax bill on record (2025) was $843. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Rotonda West?+
At $275,000, this home is listed about 31% below the Rotonda West median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3430 SARTO LANE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PROPERTY LOGIC RE · Mark D'Italia. MLS #O6411847.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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