3445 GULF LANE, ROTONDA WEST, FL, 33947
Active6 days on marketListed Jul 28, 2026MLS #C7528300
About this home
3445 GULF LANE
Welcome to this 3-bedroom, 2-bathroom home tucked away at the end of a quiet cul-de-sac in the highly sought-after Rotonda West community. Offering a desirable split-bedroom floor plan and major mechanical updates already completed, this home offers an excellent opportunity for a first-time homebuyer, seasonal resident, investor, or anyone looking to make it their own. The kitchen features solid surface granite countertops, shaker-style cabinetry, a convenient pass-through window overlooking the living area, and a pantry for additional storage. The primary suite offers a walk-in closet and an updated en-suite bathroom with a beautifully tiled walk-in shower. Sliding glass doors lead to a covered back patio, creating the perfect space to relax or entertain while enjoying the peaceful Old Florida setting. One of the biggest advantages of this home is the peace of mind that comes with the major updates already completed, including a 2023 ROOF and 2020 A/C SYSTEM! Located just minutes from Boca Grande, Englewood Beach, world-class fishing, boating, golf courses, pickleball courts, the Cape Haze Pioneer Trail, shopping, dining, and everything Southwest Florida has to offer, this home provides an exceptional opportunity to enjoy the Florida lifestyle at an attractive price point. Whether you're searching for your winter retreat, first home, investment property, or your next home, this home offers a fantastic opportunity in one of the area's most desirable communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,368
Sqft
0.22 ac
Lot size
1
Garage
1974
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,048 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,048/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.9%
$/sqft vs Rotonda West actives
$182 vs $220
Days on market
6 vs 51 typical
Where $182/sqft sits among the 203 Rotonda West actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rotonda Shores
Get to know Rotonda West. See the full Rotonda West guide →
Rotonda Shores — neighborhood snapshot
Population
271
Median age
67
Median income
$66,595
Median home value
$351,684
Avg household
2
Households w/ children
14%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Rotonda West market
$382K → $409K
Rotonda West median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
98 of 203
Rotonda West actives have cut their price
Median sold price, Rotonda West, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 408% above the ROTONDA WEST 33947 median. See the full Rotonda West market guide →
Paper trail
This home's history
Reality check
What actually sold near 3445 GULF LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$268,000
3465 GULF LANE · same community
3 bd · 2 ba · 1,617 sqft · $166/sqft · 51 DOM
Sold · Jun ’26$1,200,000
480 BOCILLA DRIVE
3 bd · 2 ba · 1,350 sqft · $889/sqft · 1 DOM
Sold · Apr ’26$280,000
8405 PLACIDA ROAD UNIT 201
3 bd · 2 ba · 1,293 sqft · $217/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3445 GULF LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3445 GULF LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3445 GULF LANE FAQs
What would the monthly payment be for 3445 GULF LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,048/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3445 GULF LANE?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3445 GULF LANE?+
The most recent tax bill on record (2025) was $3,551. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3445 GULF LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Rotonda West?+
At $249,000, this home is listed about 38% below the Rotonda West median of $402,150. The market section on this page shows how the area is trending.
Which schools are assigned to 3445 GULF LANE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$249,000 runs 408% above the ROTONDA WEST 33947 median.
02Fresh on the market
Only 6 days on market in a Rotonda West market that averages 51 — if it fits, move quickly.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Paige Schneider. MLS #C7528300.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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