13957 COUNTY ROAD 109D, LADY LAKE, FL, 32159
Pending71 days on marketListed May 24, 2026MLS #O6410552
About this home
13957 COUNTY ROAD 109D
This beautifully renovated home is located in Lady Lake, just minutes from The Villages and close to major roads, shopping, dining, and everyday conveniences. Golf carts are permitted and can be driven to nearby shops, restaurants, and local venues with live music, adding to the charm and ease of the area. This 2-bedroom, 2-bathroom home sits on a large shaded lot with ample parking and a covered carport. Inside, the home feels bright and open, beginning with a formal living room featuring a decorative (non-working) fireplace. The kitchen opens to a dining room with built-in cabinetry and flows into a spacious family room complete with a wet bar, perfect for entertaining or relaxing. The primary bedroom is generously sized and offers high ceilings, a large walk-in closet, and a private bathroom with a soaking tub and separate stand-alone shower. The second bedroom also includes a walk-in closet and has direct access to the guest bathroom with a tub/shower combination and single vanity. Enjoy the outdoors on the large screen-enclosed patio, ideal for morning coffee or unwinding at the end of the day. Two storage sheds provide plenty of additional space for tools, hobbies, or seasonal items. One small dog is permitted (additional fees apply). Non-smoking only. Contact Florida Rental Team, LLC today to schedule your private showing.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,482
Sqft
0.5 ac
Lot size
1987
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lady Lake actives
$1 vs $195
Days on market
71 vs 50 typical
Where $1/sqft sits among the 209 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
96 of 209
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 13957 COUNTY ROAD 109D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$192,000
13651 COUNTY ROAD 109H · same community
3 bd · 2 ba · 1,456 sqft · $132/sqft · 2 DOM
Sold · Dec ’25$110,000
13530 COUNTY ROAD 109E-1 · same community
3 bd · 2 ba · 1,560 sqft · $71/sqft · 35 DOM
Sold · Feb ’26$160,000
7788 COUNTY ROAD 109G · same community
3 bd · 2 ba · 1,352 sqft · $118/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13957 COUNTY ROAD 109D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13957 COUNTY ROAD 109D — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13957 COUNTY ROAD 109D FAQs
What would the monthly payment be for 13957 COUNTY ROAD 109D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 13957 COUNTY ROAD 109D?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $1,495, this home is listed about 100% below the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13957 COUNTY ROAD 109D?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA RENTAL TEAM · Sylvia Young. MLS #O6410552.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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