8331 COUNTY ROAD 109, LADY LAKE, FL, 32159
Active108 days on marketListed Apr 10, 2026MLS #S5147176
About this home
8331 COUNTY ROAD 109
Motivated Seller! Super Spacious Freshly Updated 4 Bedroom, 2 Bathroom Triple-Wide Manufactured Home with Open Split Floor Plan and 2,240 Sq Ft of Living Area on a Beautiful Oversized 1/2+ Acre Lot with Double-Pad Concrete Driveway Providing Plenty of Room for All Your Vehicles • All New Luxury Vinyl Flooring Throughout • Vaulted Ceilings • Super Spacious Living Room with Wood Burning Fireplace • Large Gourmet Kitchen, Tile Countertops, Double Sink, Dishwasher/Appliances and Plenty of Kitchen Cabinet Space • Formal Dining Room with Glass Patio Sliding Doors • Gorgeous Master Bedroom with Oversized Walk-in Closet and Luxurious EnSuite with Walk-In Shower, Garden Tub and Dual Sinks • 3 Large Updated Guest Bedrooms with Walk-In Closets and Ceiling Fans • Updated Guest Bathroom with Tub/Shower • Inside Laundry Room w/Washer/Dryer • New Roof (2021) • New HVAC (2020) • NEW Septic & Drain field (2019) • Hurricane Shutters • Vinyl Siding • Oversized Utility Shed for All Your Storage Needs • Super Low Taxes! • No HOA! and No Bond! • Centrally Located in the Heart of Lady Lake in Oakland Hills, a Lovely Quiet Golf Cart and Family Friendly Community, Just 5 minutes from Spanish Springs Plaza in The Villages! THIS PROPERTY MAY ALSO BE ELIGIBLE FOR 22 HOME BUYER ASSISTANCE PROGRAMS & UP TO $35,000 IN DOWN PAYMENT HELP!!! Call Today for More information and Schedule Your Showing Appointment Today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,240
Sqft
0.58 ac
Lot size
1999
Year built
One
Levels
$129
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,116 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,116/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs Lady Lake actives
$129 vs $197
Days on market
108 vs 50 typical
Where $129/sqft sits among the 207 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
95 of 207
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 8331 COUNTY ROAD 109
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$223,000
13877 COUNTY ROAD 109F · same community
4 bd · 2 ba · 1,960 sqft · $114/sqft · 104 DOM
Sold · Nov ’25$302,500
7823 COUNTY ROAD 109 · same community
4 bd · 2 ba · 1,932 sqft · $157/sqft · 29 DOM
Sold · Apr ’26$209,000
7602 COUNTY ROAD 109G · same community
3 bd · 2 ba · 1,716 sqft · $122/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8331 COUNTY ROAD 109 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8331 COUNTY ROAD 109 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8331 COUNTY ROAD 109 FAQs
What would the monthly payment be for 8331 COUNTY ROAD 109?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,116/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8331 COUNTY ROAD 109?+
The most recent tax bill on record (2025) was $1,458. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8331 COUNTY ROAD 109?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $289,900, this home is listed about 11% below the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8331 COUNTY ROAD 109?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LADY LAKE 32159 market on paper
$289,900 is 9% below the LADY LAKE 32159 median of $318,000, and at $129/sqft it sits under the Lady Lake average of $229.
02Time on market is leverage
108 days on market against a Lady Lake median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $299,000, now $289,900 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TOWN CENTER REALTY LLC · John Kovacs. MLS #S5147176.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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