David Ramirez
$179,9002 bd2 ba1,430 sqft$126 /sqft$1,346 /mo all-in ↓

8233 COUNTY ROAD 109B, LADY LAKE, FL, 32159

Active8 days on marketListed Jul 17, 2026MLS #S5153604

Priced 43% below the LADY LAKE 32159 medianManufactured HomeOAKLAND HILLS SUB

Come see it

Upcoming open house

Sat, Jul 25

11:00 AM – 1:00 PM

About this home

8233 COUNTY ROAD 109B

Welcome to Your Happy Place! Exceptionally well-maintained 2 Bedroom, 2 Bath Palm Harbor Manufactured Home with 1,430 Sq. Ft. Of Living Area and a Fully Screen Enclosed (20x12) Sun-Porch and Fenced Back Yard sitting on a Gorgeous 1/2 Acre lot that you Own! Centrally Located in the Heart of Lady Lake in Oakland Hills, a Quiet, All-Ages, Family Friendly Community, just 5 minutes from Spanish Springs Plaza in The Villages! This lovely home boasts a Large Formal Living and Dining Room with built-in cabinetry, Spacious Kitchen, Breakfast Nook, Large Primary Bedroom with walk-in closet and En-suite Bathroom, Roomy Guest Bedroom and Guest Bathroom, Convenient Inside Laundry Suite includes a wet sink, built-in desk area and cabinetry adding to this home's charm and versatility. Numerous Key features include Large Fully Enclosed (20x12) Screened Side Porch, Double-Pane Windows, Drywall, Ceiling Fans, Metal Roof, Newer 200 AMP Electric Service Panel, 3-Ton 14 Seer Bryant A/C (2021), Large Covered Carport (33x12), Oversized attached Storage Room could also be used as a Workshop (15X12) -- plus, Low Property Taxes, No CDD fees, No Lot Rent, No HOA and No Bond all less than 2 miles of The Villages, shopping, doctor's offices and medical facilities. Call to Schedule your Showing Appointment Today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,430

Sqft

0.51 ac

Lot size

1988

Year built

One

Levels

$126

Per sqft

NegotiablePets allowed

Inside

FlooringCarpet · Linoleum
AppliancesBuilt-In Oven · Cooktop · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Solid Surface Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
FacesSouthwest
ParkingCovered · Driveway
ExteriorIrrigation System · Rain Gutters · Sliding Doors · Storage

Community & fees

Taxes (2025)$567/yr
PetsCats OK, Dogs OK, Yes
CommunityGolf Carts OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPrivate · See Remarks · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,346 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property tax — 2025 actual bill$47
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,297
Interest rate6.00%
Loan term

Estimated payment

$1,346/mo

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$47
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $180K
$173KedgeAI estimate $201,184 · range $190K$214K$222K

vs edgeAI estimate

−10.6%

$/sqft vs Lady Lake actives

$126 vs $197

Days on market

8 vs 50 typical

Where $126/sqft sits among the 204 Lady Lake actives

38 · this home
48
54
26
17
21
$126–156$156–187$187–218$218–248$248–279$279+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lady Lake

Map of 8233 COUNTY ROAD 109B

Drive times from this address

Downtown Orlando68 min
Universal Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lady Lake. See the full Lady Lake guide →

LADY LAKE 32159 — neighborhood snapshot

Population

30,846

Median age

68.7

Median income

$57,536

Median home value

$272,100

Avg household

1.83

Households w/ children

1,240

For the school run

Lake County School District

ElementaryThe Villages Elementary Of Lady Lake School★★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lady Lake market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$306K$305K

Lady Lake median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

96 of 204

Lady Lake actives have cut their price

Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% below the LADY LAKE 32159 median. See the full Lady Lake market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $179,900 · 8 days on market since
1988Built · OAKLAND HILLS SUB

Reality check

What actually sold near 8233 COUNTY ROAD 109B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13651 COUNTY ROAD 109HSold · Feb ’26

$192,000

13651 COUNTY ROAD 109H · same community

3 bd · 2 ba · 1,456 sqft · $132/sqft · 2 DOM

7788 COUNTY ROAD 109GSold · Feb ’26

$160,000

7788 COUNTY ROAD 109G · same community

3 bd · 2 ba · 1,352 sqft · $118/sqft · 86 DOM

13530 COUNTY ROAD 109E-1Sold · Dec ’25

$110,000

13530 COUNTY ROAD 109E-1 · same community

3 bd · 2 ba · 1,560 sqft · $71/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8233 COUNTY ROAD 109B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8233 COUNTY ROAD 109B — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8233 COUNTY ROAD 109B FAQs

What would the monthly payment be for 8233 COUNTY ROAD 109B?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,346/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8233 COUNTY ROAD 109B?+

The most recent tax bill on record (2025) was $567. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8233 COUNTY ROAD 109B?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lady Lake?+

At $179,900, this home is listed about 45% below the Lady Lake median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8233 COUNTY ROAD 109B?+

The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TOWN CENTER REALTY LLC · John Kovacs. MLS #S5153604.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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