David Ramirez
$249,500$259,9002 bd2 ba1,055 sqft$236 /sqft$2,223 /mo all-in ↓

52 ANNAPOLIS LANE, ROTONDA WEST, FL, 33947

Active71 days on marketListed May 24, 2026MLS #O6410119

Reduced $10KWaterfrontFully furnishedSingle Family ResidenceROTONDA WEST OAKLAND HILLS

About this home

52 ANNAPOLIS LANE

Live your best life at this WATERFRONT home in the highly sought after ROTONDA WEST community! This 2-BEDROOM, 2 BATH home is a true hidden gem, nestled along the tranquil canals in Rotonda West! Enjoy 5 GOLF COURSES, BROADMOOR PARK, tons of walking trails & 26 miles of picturesque canals! This is the place to be with many lakes, ponds and lots of wildlife! Just a short drive south to world class BOATING & FISHING in Boca Grande & Englewood! 9.1 miles to MANASOTA BEACHES! This waterfront home includes a NEW ROOF installed in 2021 & HURRICANE IMPACT RATED WINDOWS ensuring peace of mind for years to come! A covered screened patio entrance with a frosted glass door leads into a charming open floor plan with MANY UPDATES THROUGHOUT! Living/Dining combo with tile flooring creates a bright & airy coastal living space! Sliding doors lead to a screened patio (21 x 10) with beautiful views of the waterfront canal! You'll love the UPGRADED KITCHEN, featuring STAINLESS-STEEL APPLIANCES, shaker style cabinets & the DYNAMITE countertops & backsplash! Two comfortably sized bedrooms with the primary bedroom featuring a nice WALK-IN CLOSET. The primary bathroom includes a single cabinet vanity & WALK-IN SHOWER. The attached 2-CAR GARAGE offers ample storage space including built-in shelving & a second bathroom with shower! The spacious backyard would be a great spot for adding your own private pool or you could even add a dock to park a pontoon boat for cruising the canals! Enjoy a variety of fabulous & unique restaurants & great SHOPPING along Route 776! This is the perfect route to find all the desirable destinations along the Gulf! Enjoy soaking up the sun on the gulf shores of Manasota Beach known for shelling & shark teeth hunting! If you love Major League Baseball attending a spring training game is always a great time just 30 minutes away! Live your best life at Florida's hidden gem on the Southwest Gulf Coast~ Rotonda West! Call now to schedule your private tour today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,055

Sqft

0.23 ac

Lot size

2

Garage

1973

Year built

One

Levels

$236

Per sqft

WaterfrontWater viewFurnishedPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewWater
FacesEast
ExteriorRain Gutters

Community & fees

HOA fee$190/mo
Taxes (2025)$3,528/yr
PetsYes
CommunityWater Access · Clubhouse · Golf Carts OK · Golf · Park · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,223 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,469
FHA mortgage insurance (est.)$110
Property tax — 2025 actual bill$294
HOA fee — from the listing$190
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,733Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,733
Interest rate6.00%
Loan term

Estimated payment

$2,223/mo

Principal & interest$1,469
FHA mortgage insurance (est.)$110
Property taxes (actual bill)$294
HOA / condo fee$190
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$240KedgeAI estimate $532,061 · range $274K$825K$858K

vs edgeAI estimate

−53.1%

$/sqft vs ROTONDA WEST OAKLAND HILLS

$236 vs $188

Days on market

71 vs 53 typical

Where $236/sqft sits among the 27 homes for sale in ROTONDA WEST OAKLAND HILLS

11
10
2 · this home
2
0
2
$152–180$180–208$208–237$237–265$265–293$293+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Rotonda Wheel

Map of 52 ANNAPOLIS LANE inside its neighborhood boundary

Get to know Rotonda West. See the full Rotonda West guide →

Rotonda Wheel — neighborhood snapshot

Population

8,029

Median age

65

Median income

$71,441

Median home value

$351,013

Avg household

2

Households w/ children

283

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryMyakka River Elementary School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Rotonda West market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$382K$376K

Rotonda West median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

15 of 27

ROTONDA WEST OAKLAND HILLS have cut their price

Median sold price, Rotonda West, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 409% above the ROTONDA WEST 33947 median. See the full Rotonda West market guide →

Paper trail

This home's history

CurrentPrice reduced to $249,500 $10K
May 24, 2026Listed at $259,900 · 71 days on market since
1973Built · ROTONDA WEST OAKLAND HILLS

Reality check

What actually sold near 52 ANNAPOLIS LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

124 ROTONDA CIRCLESold · Sep ’25

$200,000

124 ROTONDA CIRCLE · same community

2 bd · 1 ba · 1,030 sqft · $194/sqft · 120 DOM

33 ANNAPOLIS LANESold · Jul ’26

$225,000

33 ANNAPOLIS LANE · same community

2 bd · 2 ba · 1,185 sqft · $190/sqft · 130 DOM

82 CADDY ROADSold · Nov ’25

$300,000

82 CADDY ROAD · same community

3 bd · 2 ba · 1,304 sqft · $230/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 52 ANNAPOLIS LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 52 ANNAPOLIS LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

52 ANNAPOLIS LANE FAQs

What would the monthly payment be for 52 ANNAPOLIS LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,223/mo — principal and interest, the actual property-tax bill, the $190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 52 ANNAPOLIS LANE?+

The association fee works out to $190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 52 ANNAPOLIS LANE?+

The most recent tax bill on record (2025) was $3,528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 52 ANNAPOLIS LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Rotonda West?+

At $249,500, this home is listed about 38% below the Rotonda West median of $400,000. The market section on this page shows how the area is trending.

Which schools are assigned to 52 ANNAPOLIS LANE?+

L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$249,500 runs 409% above the ROTONDA WEST 33947 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $259,900, now $249,500 — a $10K cut. The full history is in the market section below.

Listing courtesy of FIVE STAR REAL ESTATE OF FL · Gerald Buck. MLS #O6410119.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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