David Ramirez
$305,700$338,0004 bd2 ba1,819 sqft$168 /sqft$2,612 /mo all-in ↓

231 CADDY ROAD, ROTONDA WEST, FL, 33947

Active115 days on marketListed Apr 8, 2026MLS #C7524452

Reduced $32KWaterfrontPrivate poolSingle Family ResidenceROTONDA WEST OAKLAND HILLS

About this home

231 CADDY ROAD

Sold TURNKEY, or blank slate for your personalization. WATERFRONT and Well BELOW MARKET VALUE!!! Welcome to this spacious 4-bedroom pool home located in the active golf course community of Rotonda West. Enjoy the best of Southwest Florida living in this tastefully curated home that comes ready for immediate income production, full time enjoyment, or a perfect seasonal retreat. Whether you're golfing at one of the 5 community courses or spending the day at the beautiful nearby parks or Gulf beaches, you will find a dreamy Florida day at your doorstep. Relax or entertain on the expansive, pool deck overlooking a serene freshwater canal. The pool is heated for year-round usage and enjoyment. The rear yard is fenced and ready for your furry guests. A thoughtfully designed split floor plan of 2/2 bedrooms offers generous living space and privacy. The fully furnished set up for the comfortable occupancy of up to 10 occupants. Guests will love the private pool bedroom with sliding glass doors leading directly to the pool deck lounge area. This pool bedroom offers stunning water views and a true retreat-like feel. Recent updates provide peace of mind, including a 2020 HVAC system, 2021 roof, 2022 electrical panel, 2023 Low Maintenance Fiberglass Pool, 2024 Pool Heater and 2025 Pool Motor. The Rotonda West community also features a private storage area for RVs, boats, and other recreational vehicles. Community is very scenic known for its quiet streets, multiple golf courses, parks, walking trails, and family-friendly amenities including playgrounds, bike paths, and nearby tennis and recreational facilities—making it a great fit for both relaxation and active lifestyles. Opportunity awaits, in this proven income producing home so don't hesitate.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,819

Sqft

0.22 ac

Lot size

2

Garage

1980

Year built

One

Levels

$168

Per sqft

Private poolWaterfrontFireplaceWater viewNegotiablePets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air · Wall/Window Unit(s)
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorAwning(s) · Dog Run · Sliding Doors

Community & fees

HOA fee$16/mo
Taxes (2025)$6,012/yr
PetsYes
CommunityCommunity Boat Ramp · Deed Restrictions

Utilities & systems

UtilitiesElectricity Connected · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,612 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,800
FHA mortgage insurance (est.)$135
Property tax — 2025 actual bill$501
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,700
Interest rate6.00%
Loan term

Estimated payment

$2,612/mo

Principal & interest$1,800
FHA mortgage insurance (est.)$135
Property taxes (actual bill)$501
HOA / condo fee$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $306K
$293KedgeAI estimate $438,344 · range $400K$534K$556K

vs edgeAI estimate

−30.3%

$/sqft vs ROTONDA WEST OAKLAND HILLS

$168 vs $192

Days on market

115 vs 53 typical

Where $168/sqft sits among the 27 homes for sale in ROTONDA WEST OAKLAND HILLS

10 · this home
10
3
2
0
2
$152–180$180–208$208–237$237–265$265–293$293+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Rotonda Wheel

Map of 231 CADDY ROAD inside its neighborhood boundary

Get to know Rotonda West. See the full Rotonda West guide →

Rotonda Wheel — neighborhood snapshot

Population

8,029

Median age

65

Median income

$71,441

Median home value

$351,013

Avg household

2

Households w/ children

283

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryMyakka River Elementary School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Rotonda West market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$382K$376K

Rotonda West median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

15 of 27

ROTONDA WEST OAKLAND HILLS have cut their price

Median sold price, Rotonda West, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 513% above the ROTONDA WEST 33947 median. See the full Rotonda West market guide →

Paper trail

This home's history

CurrentPrice reduced to $305,700 $32K
Apr 8, 2026Listed at $338,000 · 115 days on market since
1980Built · ROTONDA WEST OAKLAND HILLS

Reality check

What actually sold near 231 CADDY ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

256 CADDY ROADSold · Jun ’26

$319,000

256 CADDY ROAD · same community

4 bd · 2 ba · 1,820 sqft · $175/sqft · 81 DOM

141 ROTONDA CIRCLESold · Nov ’25

$275,000

141 ROTONDA CIRCLE · same community

3 bd · 2 ba · 1,754 sqft · $157/sqft · 19 DOM

239 ANNAPOLIS LANESold · Mar ’26

$130,000

239 ANNAPOLIS LANE · same community

3 bd · 2 ba · 1,747 sqft · $74/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 231 CADDY ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 231 CADDY ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

231 CADDY ROAD FAQs

What would the monthly payment be for 231 CADDY ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,612/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 231 CADDY ROAD?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 231 CADDY ROAD?+

The most recent tax bill on record (2025) was $6,012. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 231 CADDY ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Rotonda West?+

At $305,700, this home is listed about 24% below the Rotonda West median of $400,000. The market section on this page shows how the area is trending.

Which schools are assigned to 231 CADDY ROAD?+

L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$305,700 runs 513% above the ROTONDA WEST 33947 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

115 days on market against a Rotonda West median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $338,000, now $305,700 — a $32K cut. The full history is in the market section below.

Listing courtesy of R & R CONSULTING LLC · Ruth Keiling. MLS #C7524452.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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