2853 NE 104TH TERRACE, SILVER SPRINGS, FL, 34488
Active78 days on marketListed May 20, 2026MLS #O6409716
About this home
2853 NE 104TH TERRACE
Welcome to an incredible opportunity in the highly desirable 55+ waterfront community of Wilderness RV Resort, where peaceful nature, resort-style amenities, and true Old Florida charm come together beautifully. Included with the sale is a beautifully maintained Heartland Bighorn 3575EL fifth wheel RV, allowing you to immediately begin enjoying this extraordinary retreat from day one. This deeded RV lot offers one of the most private and serene settings currently available in the community, backing directly to untouched wooded land that creates the feeling of camping deep within the breathtaking Ocala National Forest. Surrounded by nature and abundant wildlife, this property provides an atmosphere that is incredibly difficult to find. The outdoor living space has been thoughtfully designed for relaxation and entertaining, featuring a beautiful decorative paver firepit perfect for cool evenings under the stars, a spacious wood deck overlooking the wooded backdrop, and a gazebo complete with TV where you can unwind, watch the game, or simply enjoy peaceful evenings outdoors. A storage shed with electric adds convenience and functionality for tools, golf cart accessories, and additional storage. This is currently the only available lot on the wooded side of the resort, making it an exceptionally rare opportunity for buyers seeking maximum privacy and tranquility. Residents of Wilderness RV Resort enjoy an impressive list of amenities including a sparkling swimming pool, clubhouse, pavilion, fitness center with both free weights and exercise machines, dry and steam saunas, laundry facilities, and scenic golf cart trails that wind along the beautiful Ocklawaha River offering stunning natural views and peaceful waterfront scenery. Just outside the gated entrance you will find a popular local diner known for fantastic breakfast and lunch along with the famous MoonPie General Store filled with nostalgic charm and unique treats. Nearby historic downtown Ocala and the vibrant Ocala Square district provide endless entertainment, dining, and nightlife including the world’s largest candy store, the famous Brick City Southern Kitchen & Whiskey Bar with outstanding BBQ and a pool hall featuring a full liquor bar upstairs, the beautifully restored Marion Theatre offering movies, events, and cocktails, elegant dining at Ivy on the Square, Cajun favorites at Harry's Seafood Bar & Grille, and exceptional steaks at Mark's Prime Steakhouse. Whether you are searching for a winter getaway, full-time RV lifestyle, or a peaceful retreat immersed in nature, this extraordinary property offers a rare combination of privacy, amenities, and location that truly captures the very best of Florida resort living.
Facts & features
The home at a glance
0.07 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,560 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,560/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $197K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 2853 NE 104TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$90,000
3146 NE 103RD AVENUE
1 bd · 1 ba · 485 sqft · $186/sqft · 717 DOM
Sold · Sep ’25$165,000
3067 NE 102ND AVENUE ROAD
1 bd · 1 ba · 497 sqft · $332/sqft · 106 DOM
Sold · Mar ’26$132,000
3100 NE 104TH TERRACE
1 bd · 1 ba · 504 sqft · $262/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2853 NE 104TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2853 NE 104TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2853 NE 104TH TERRACE FAQs
What would the monthly payment be for 2853 NE 104TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,560/mo — principal and interest, the actual property-tax bill, the $229/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2853 NE 104TH TERRACE?+
The association fee works out to $229 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2853 NE 104TH TERRACE?+
The most recent tax bill on record (2025) was $755. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2853 NE 104TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Silver Springs?+
At $175,000, this home is listed about 19% below the Silver Springs median of $215,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2853 NE 104TH TERRACE?+
East Marion Elementary School (elementary), Lake Weir High School (high), Fort McCoy School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX 200 REALTY · Tom Langmann. MLS #O6409716.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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