2850 NE 103RD TERRACE, SILVER SPRINGS, FL, 34488
Active37 days on marketListed Jun 29, 2026MLS #OM727586
About this home
2850 NE 103RD TERRACE
Come enjoy easy living in the Village Park at the Wilderness RV Resort, where you own the land and the lot is deeded in your name. This spacious pull-through lot is loaded with upgrades and is ideally located next to the Village Clubhouse, providing convenient access for social gatherings and additional restroom facilities. Relax and enjoy the Florida sunshine from the 10' x 10' screened gazebo, complete with electricity and sunshades. The property offers exceptional storage and workspace with an 8' x 12' shed featuring an awning, thoughtfully divided into two functional areas: one side serves as a storage/workshop with 50-amp service, while the other is a laundry and craft space with the washer and dryer included. An additional 4' x 6' utility shed provides even more storage, and a dedicated grilling area makes outdoor entertaining easy. The large grassy yard offers plenty of green space for pets or simply enjoying the outdoors. The freshly painted and professionally sealed driveway, along with a separate gravel parking area for a vehicle or golf cart, provides ample parking. The lot comfortably accommodates the current 35-foot fifth wheel and the large 68 foot pad can easily accommodate a much larger fifth wheel/ RV or travel trailer making future planning a breeze. Outdoor enthusiasts will appreciate being just a short stroll from the Ocklawaha River, where kayaking and fishing await. The property also offers direct access to the Greenway's extensive hiking trails, perfect for daily walks, biking, and wildlife viewing. Community amenities include a clubhouse, swimming pool, hot tub, fitness center, and shuffleboard courts. The HOA fee covers lawn care, water, sewer, trash, and road maintenance, making for truly carefree living. Conveniently located just minutes from Silver Springs State Park, shopping, restaurants, and historic downtown Ocala, this property is also only about an hour from Ormond Beach. Don't miss this rare opportunity to own your own piece of paradise in this peaceful, nature-filled 55+ community.
Facts & features
The home at a glance
0.07 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,023 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,023/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $197K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 2850 NE 103RD TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$90,000
3146 NE 103RD AVENUE
1 bd · 1 ba · 485 sqft · $186/sqft · 717 DOM
Sold · Sep ’25$165,000
3067 NE 102ND AVENUE ROAD
1 bd · 1 ba · 497 sqft · $332/sqft · 106 DOM
Sold · Mar ’26$132,000
3100 NE 104TH TERRACE
1 bd · 1 ba · 504 sqft · $262/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2850 NE 103RD TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2850 NE 103RD TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2850 NE 103RD TERRACE FAQs
What would the monthly payment be for 2850 NE 103RD TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,023/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2850 NE 103RD TERRACE?+
The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2850 NE 103RD TERRACE?+
The most recent tax bill on record (2025) was $770. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2850 NE 103RD TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Silver Springs?+
At $89,900, this home is listed about 60% below the Silver Springs median of $225,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2850 NE 103RD TERRACE?+
East Marion Elementary School (elementary), Lake Weir High School (high), Fort McCoy School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SANCTUARY SOUTH REALTY · Amy Denesha. MLS #OM727586.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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