2856 NE 104TH AVENUE, SILVER SPRINGS, FL, 34488
Active27 days on marketListed Jul 12, 2026MLS #O6424469
About this home
2856 NE 104TH AVENUE
"What's so Special" the RV and the Deeded Lot are included in this package deal! Welcome to your own private getaway in the highly sought-after Wilderness RV Resort, one of Central Florida's premier deeded RV communities where resort living, nature and adventure come together. This beautifully improved property is being offered as a complete package and includes a well-maintained 2016 Cedar Creek Cottage 40CRS, allowing you to move right in and begin enjoying the Florida lifestyle. The cottage features soaring 8-foot ceilings that create an open, spacious feel, a recently replaced living room air conditioner approximately six months ago for added comfort, and a professionally sealed roof completed less than a year ago, providing additional peace of mind. Outside, the lot is beautifully finished with extensive paver hardscaping, creating an inviting outdoor living space complete with a charming gazebo that is perfect for relaxing with your morning coffee or unwinding after a day of exploring the surrounding natural beauty. One of the most unique advantages of this property is its exceptional location directly across from the community's screened pavilion. Whether you're hosting family gatherings, entertaining friends, or simply need additional space during holidays or special occasions, the pavilion offers a wonderful extension of your outdoor living area and even includes a convenient half bath for guests. Wilderness RV Resort is a gated waterfront community offering an impressive collection of amenities including a swimming pool, hot tub, clubhouse, fitness center with both free weights and exercise equipment, sauna, steam room, recreation room, laundry facilities, and an extra-large dog park where your four-legged family members can run and play. Nature lovers will appreciate the scenic golf cart trails leading along the beautiful Ocklawaha River, where wildlife sightings often include deer, turtles, countless bird species, and if you're lucky, even the famous wild monkeys that inhabit the nearby Silver Springs area. Bring your kayak and experience one of Florida's most unforgettable adventures by launching at Silver Springs State Park and paddling downstream directly to Wilderness RV Resort. Just outside the entrance you'll find a local favorite serving breakfast and lunch along with the famous MoonPie General Store, while only a short drive west on Highway 40 brings you to the heart of historic downtown Ocala. Spend the evening enjoying fine dining at Mark's Prime Steakhouse, Harry's Seafood Bar & Grille, Brick City Southern Kitchen, Ivy on the Square, or catch a show at the beautifully restored Marion Theatre before strolling around one of Florida's most vibrant historic downtown districts. Everyday conveniences including Walmart, shopping, medical facilities and additional restaurants are approximately ten minutes away, making this the perfect combination of peaceful resort living and modern convenience. Whether you're searching for a seasonal retreat, a winter escape or a full-time Florida lifestyle, this turnkey package is ready for you to begin making memories from day one.
Facts & features
The home at a glance
0.05 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,006 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,006/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $197K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 2856 NE 104TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$90,000
3146 NE 103RD AVENUE
1 bd · 1 ba · 485 sqft · $186/sqft · 717 DOM
Sold · Sep ’25$165,000
3067 NE 102ND AVENUE ROAD
1 bd · 1 ba · 497 sqft · $332/sqft · 106 DOM
Sold · Mar ’26$132,000
3100 NE 104TH TERRACE
1 bd · 1 ba · 504 sqft · $262/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2856 NE 104TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2856 NE 104TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2856 NE 104TH AVENUE FAQs
What would the monthly payment be for 2856 NE 104TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,006/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2856 NE 104TH AVENUE?+
The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2856 NE 104TH AVENUE?+
The most recent tax bill on record (2025) was $597. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2856 NE 104TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Silver Springs?+
At $89,500, this home is listed about 59% below the Silver Springs median of $220,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2856 NE 104TH AVENUE?+
East Marion Elementary School (elementary), Lake Weir High School (high), Fort McCoy School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX 200 REALTY · Tom Langmann. MLS #O6424469.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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