David Ramirez
$470,000$485,0005 bd3 ba2,594 sqft$181 /sqft$3,681 /mo all-in ↓

325 CHARLES DRIVE, DELAND, FL, 32724

Active59 days on marketListed May 27, 2026MLS #O6409581

Reduced $15KSingle Family ResidenceVICTORIA OAKS PH A

About this home

325 CHARLES DRIVE

This spacious 5-bedroom, 3-bathroom Hayden model by D.R. Horton offers the perfect blend of thoughtful upgrades, natural serenity, and resort-style living — all in one of DeLand's most sought-after communities. The flexible layout is one of this home's standout features. The main floor includes a private guest bedroom and full bath — ideal for in-laws or visitors — along with a bonus room perfectly suited as a home office or formal dining room. The heart of the home is the open-concept family room and kitchen, where a large island with seating invites conversation and connection — whether you're hosting a dinner party or enjoying a casual morning with family. The kitchen shines with beautiful quartz countertops, and the same premium stone carries through to all three bathrooms. Head upstairs and you'll find a generous loft space that works beautifully as a media room or second living area, plus the convenience of an upstairs laundry room that makes everyday life that much easier. The large primary bedroom features an en-suite bathroom with a walk-in shower, separate water closet and dual vanity. Three additional bedrooms provide even more space for sleeping or hobby rooms. A third bathroom features another double vanity and tub shower. Out back, your extended patio is the perfect place to unwind — and with an fenced yard backing directly to a peaceful nature zone, you'll enjoy true privacy and the daily delight of songbirds and local wildlife visiting your backyard. No rear neighbors, and only one neighbor to the side means this lot offers rare tranquility within a community setting. Gutters have been added for worry-free maintenance, and the garage features a dedicated workspace for the hobbyist or home handyman. Smart outlets and smart lighting throughout the home add modern convenience at your fingertips, while a whole-home water softener ensures quality water from every tap. Life in Victoria Oaks comes with exceptional perks. Residents enjoy access to the neighborhood's own pool and amenity center, plus full access to the Victoria Park amenities — multiple pools, fitness facilities, tennis courts, and scenic walking trails. A nearby golf course rounds out the outdoor lifestyle perfectly. When you're ready to venture out, you're just minutes from shopping, dining, and the charming boutiques and restaurants of Historic Downtown DeLand — one of Florida's most beloved small cities. Quick I-4 access puts Orlando, Daytona Beach, and the coast all within easy reach. This is Florida living at its finest — upgraded, private, and perfectly located.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,594

Sqft

0.14 ac

Lot size

2

Garage

2020

Year built

Two

Levels

$181

Per sqft

Trees/Woods viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Smart Home · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingDriveway · Garage Door Opener · On Street
ExteriorFire Pit · Irrigation System · Private Yard · Sidewalk

Community & fees

HOA fee$265/mo
Taxes (2025)$3,375/yr
PetsYes
CommunityClubhouse · Community Mailbox · Fitness Center · Golf Carts OK · Irrigation-Reclaimed Water · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,681 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property tax — 2025 actual bill$281
HOA fee — from the listing$265
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,450
Interest rate6.00%
Loan term

Estimated payment

$3,681/mo

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$281
HOA / condo fee$265
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$367KedgeAI estimate $390,395 · range $382K$394K$489K

vs edgeAI estimate

+20.4%

$/sqft vs Deland actives

$181 vs $204

Days on market

59 vs 37 typical

Where $181/sqft sits among the 392 Deland actives

65
90 · this home
93
66
37
41
$145–170$170–195$195–220$220–245$245–270$270+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deland

Map of 325 CHARLES DRIVE

Drive times from this address

Downtown Orlando42 min
Universal Orlando54 min
Orlando Int’l Airport (MCO)61 min
Walt Disney World67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

DELAND 32724 — neighborhood snapshot

Population

43,615

Median age

43.7

Median income

$72,729

Median home value

$283,100

Avg household

2.43

Households w/ children

4,433

For the school run

Volusia County School District

HighDeland High School★★★★★
ElementaryBlue Lake Elementary School★★★★
MiddleDeland Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$346K$350K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

199 of 392

Deland actives have cut their price

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the DELAND 32724 median. See the full Deland market guide →

Paper trail

This home's history

CurrentPrice reduced to $470,000 $15K
May 27, 2026Listed at $485,000 · 59 days on market since
2020Built · VICTORIA OAKS PH A

Reality check

What actually sold near 325 CHARLES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

219 MEGHAN CIRCLESold · Apr ’26

$365,000

219 MEGHAN CIRCLE · same community

5 bd · 3 ba · 2,594 sqft · $141/sqft · 79 DOM

113 CAMILLA ROADSold · Apr ’26

$404,000

113 CAMILLA ROAD · same community

5 bd · 3 ba · 2,522 sqft · $160/sqft · 14 DOM

309 CHARLES DRIVESold · Jan ’26

$325,000

309 CHARLES DRIVE · same community

4 bd · 2 ba · 1,846 sqft · $176/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 325 CHARLES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 325 CHARLES DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

325 CHARLES DRIVE FAQs

What would the monthly payment be for 325 CHARLES DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,681/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 325 CHARLES DRIVE?+

The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 325 CHARLES DRIVE?+

The most recent tax bill on record (2025) was $3,375. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 325 CHARLES DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deland?+

At $470,000, this home is listed about 24% above the Deland median of $380,000. The market section on this page shows how the area is trending.

Which schools are assigned to 325 CHARLES DRIVE?+

Deland High School (high), Blue Lake Elementary School (elementary), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$470,000 runs 49% above the DELAND 32724 median — but at 2,594 sqft it's also 40% larger than the typical Deland listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $485,000, now $470,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of PETER DIETZEL PROPERTIES LLC · Emily Galucho. MLS #O6409581.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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