334 CHARLES DRIVE, DELAND, FL, 32724
Active15 days on marketListed Jul 10, 2026MLS #O6423263
About this home
334 CHARLES DRIVE
Virtually Staged. SELLER OFFERING A $5,000 CREDIT WITH ACCEPTABLE OFFER! Welcome to this beautifully maintained home in the desirable Victoria Oaks community of DeLand! Built in 2020, this move-in-ready 3-bedroom, 2-bath home offers 1,516 square feet of comfortable living space with a spacious open-concept layout designed for today’s lifestyle. The kitchen features granite countertops, stainless steel appliances, ample cabinetry, and a large island overlooking the living and dining areas—creating the perfect space for entertaining and everyday living. The main living areas offer durable tile flooring and a custom wood accent wall that adds warmth and character. The split-bedroom floor plan provides privacy, with a spacious primary suite featuring a walk-in closet and ensuite bathroom with granite countertops. Enjoy the exceptional amenities Victoria Oaks has to offer, including a community pool, fitness center, playground, walking trails, and more. This home also offers exceptional value with numerous items included in the sale: two TVs in the garage, a TV in the guest room, grill, patio chairs, full Ring security system, washer and dryer (approximately 1 year old), oven (approximately 6 months old), termite bond with 8 years remaining, one plug-in mower, one fully electric mower, electric trimmer, edger, and blower. The AC system has been professionally maintained with quarterly checks, and the capacitor and blower were replaced last year for added peace of mind. The HOA includes Spectrum cable (including Disney and HBO), high-speed fiber internet, and lawn irrigation for added convenience and value. Ideally located near charming Downtown DeLand, shopping, dining, medical facilities, I-4, and just a short drive to Florida’s beautiful beaches. Don’t miss this opportunity to own a stylish, low-maintenance home in one of DeLand’s sought-after communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,516
Sqft
0.11 ac
Lot size
2
Garage
2020
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,821 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,821/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs Deland actives
$204 vs $204
Days on market
15 vs 37 typical
Where $204/sqft sits among the 395 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
DELAND 32724 — neighborhood snapshot
Population
43,615
Median age
43.7
Median income
$72,729
Median home value
$283,100
Avg household
2.43
Households w/ children
4,433
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$346K → $350K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
204 of 395
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 334 CHARLES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$310,000
340 CHARLES DRIVE · same community
3 bd · 2 ba · 1,516 sqft · $204/sqft · 128 DOM
Sold · Dec ’25$274,000
326 CHARLES DRIVE · same community
3 bd · 2 ba · 1,484 sqft · $185/sqft · 159 DOM
Sold · Apr ’26$310,000
115 DUCHESS ROAD · same community
3 bd · 2 ba · 1,617 sqft · $192/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 334 CHARLES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 334 CHARLES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
334 CHARLES DRIVE FAQs
What would the monthly payment be for 334 CHARLES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,821/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 334 CHARLES DRIVE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 334 CHARLES DRIVE?+
The most recent tax bill on record (2025) was $5,207. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 334 CHARLES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $310,000, this home is listed about 18% below the Deland median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 334 CHARLES DRIVE?+
Deland High School (high), Blue Lake Elementary School (elementary), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Amanda McDade. MLS #O6423263.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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