717 SECRET HARBOR LANE UNIT 203, LAKE MARY, FL, 32746
Active100 days on marketListed May 7, 2026MLS #O6405894
About this home
717 SECRET HARBOR LANE UNIT 203
Looking for a great Income Producing Property with excellent tenants in place? Look no further! Investment Property in the heart of Lake Mary. Beautifully maintained 2-bedroom, 2-bath condo located in a sought-after gated community. Offering 954 square feet of thoughtfully designed living space, this second-floor residence features a desirable split-bedroom floorplan, stylish laminate flooring throughout, and an open-concept layout perfect for both relaxing and entertaining. Natural light fills the spacious living area, which opens to a private screened balcony — the perfect place to enjoy your morning coffee or unwind after a long day. Residents enjoy resort-style amenities including two sparkling swimming pools, a fully equipped fitness center, tennis courts, playground, fishing pier, and the added peace of mind of on-site management within this beautifully maintained community. Additional highlights include a newer A/C system for year-round comfort, updated appliances, and zoning for highly rated Seminole County schools. Conveniently located near premier shopping, dining, entertainment, and major highways, this condo is a superb investment opportunity. Currently tenant occupied with a $1550/month lease in place through 7/31/27. Immediate rental income. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
954
Sqft
0 ac
Lot size
1991
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,871 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,871/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.8%
$/sqft vs REGENCY PARK AT LAKE MARY A CONDO
$163 vs $216
Days on market
100 vs 48 typical
Where $163/sqft sits among the 14 homes for sale in REGENCY PARK AT LAKE MARY A CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Mary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
8 of 14
REGENCY PARK AT LAKE MARY A CONDO have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% below the Lake Mary median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 717 SECRET HARBOR LANE UNIT 203
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$132,000
709 SECRET HARBOR LANE UNIT 213 · same community
2 bd · 2 ba · 954 sqft · $138/sqft · 92 DOM
Sold · Jul ’26$151,000
2584 GRASSY POINT DRIVE UNIT 106 · same community
2 bd · 2 ba · 947 sqft · $159/sqft · 12 DOM
Sold · Jan ’26$150,000
2508 GRASSY POINT DRIVE UNIT 102 · same community
2 bd · 2 ba · 899 sqft · $167/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 717 SECRET HARBOR LANE UNIT 203 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 717 SECRET HARBOR LANE UNIT 203 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
717 SECRET HARBOR LANE UNIT 203 FAQs
What would the monthly payment be for 717 SECRET HARBOR LANE UNIT 203?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,871/mo — principal and interest, the actual property-tax bill, the $548/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 717 SECRET HARBOR LANE UNIT 203?+
The association fee works out to $548 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 717 SECRET HARBOR LANE UNIT 203?+
The most recent tax bill on record (2024) was $2,121. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 717 SECRET HARBOR LANE UNIT 203?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $155,900, this home is listed about 63% below the Lake Mary median of $420,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Lake Mary market on paper
$155,900 is 63% below the Lake Mary median of $420,000, and at $163/sqft it sits under the Lake Mary average of $245.
02Know the monthly fee
The association fee is $548/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
100 days on market against a Lake Mary median of 48 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of PORZIG REALTY · Derrick Thomas. MLS #O6405894.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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