715 SUGAR BAY WAY UNIT 103, LAKE MARY, FL, 32746
Active109 days on marketListed Apr 22, 2026MLS #O6399986
About this home
715 SUGAR BAY WAY UNIT 103
This is a FULLY UPDATED 1st floor unit along with No assessments and NO hoa capital contribution fee . Seller is open to offers Welcome to your new home located in the highly sought after gated community of Regency Park Condominiums. This exceptional first floor corner unit has been beautifully updated, with the seller investing in many upgrades in the last couple of years to create a stylish and move in ready home. Recent improvements include new flooring, fresh interior paint, a fully renovated bathroom, stainless steel appliances water heater and a new AC unit. The home offers an open floor plan with elegant laminate flooring throughout, creating a warm and inviting atmosphere. The modern kitchen is a chef’s delight, featuring stainless steel appliances, solid wood cabinets, granite countertops, and a convenient breakfast bar. The unit includes two bedrooms, highlighted by a spacious primary bedroom with a walk in closet, along with a beautifully updated bathroom featuring a new single vanity and a shower/tub combination perfect for relaxing after a long day. Another feature of this home is the private screened-in porch just off the living room, ideal for outdoor dining or simply enjoying the fresh air. The community of Regency Park at Lake Mary offers an impressive array of amenities, including multiple pools, a fishing pier on the lake, designated BBQ areas, and a fully equipped fitness center. The location is unbeatable nestled in the heart of Seminole County, known for its excellent schools, abundant shopping, diverse dining options, and convenient access to major highways for easy commuting. This unit presents a fantastic opportunity for both homeowners and investors, offering the perfect blend of comfort, convenience, and community living. Don’t miss your chance to own a piece of this vibrant community. Schedule your private showing today
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
851
Sqft
1991
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,788 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,788/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4%
$/sqft vs REGENCY PARK AT LAKE MARY A CONDO
$176 vs $216
Days on market
109 vs 44 typical
Where $176/sqft sits among the 14 homes for sale in REGENCY PARK AT LAKE MARY A CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Mary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
7 of 14
REGENCY PARK AT LAKE MARY A CONDO have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the Lake Mary median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 715 SUGAR BAY WAY UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$148,000
2604 GRASSY POINT DRIVE UNIT 204 · same community
2 bd · 1 ba · 851 sqft · $174/sqft · 42 DOM
Sold · Mar ’26$145,000
715 SUGAR BAY WAY UNIT 107 · same community
2 bd · 1 ba · 851 sqft · $170/sqft · 105 DOM
Sold · May ’26$160,000
2532 GRASSY POINT DRIVE UNIT 106 · same community
2 bd · 1 ba · 819 sqft · $195/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 715 SUGAR BAY WAY UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 715 SUGAR BAY WAY UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
715 SUGAR BAY WAY UNIT 103 FAQs
What would the monthly payment be for 715 SUGAR BAY WAY UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,788/mo — principal and interest, the actual property-tax bill, the $500/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 715 SUGAR BAY WAY UNIT 103?+
The association fee works out to $500 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 715 SUGAR BAY WAY UNIT 103?+
The most recent tax bill on record (2024) was $2,146. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 715 SUGAR BAY WAY UNIT 103?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $149,999, this home is listed about 65% below the Lake Mary median of $429,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Lake Mary market on paper
$149,999 is 65% below the Lake Mary median of $429,000, and at $176/sqft it sits under the Lake Mary average of $247.
02Know the monthly fee
The association fee is $500/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
109 days on market against a Lake Mary median of 44 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $168,000, now $149,999 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ELEGANT REALTY LLC · Kissandra Macanthony. MLS #O6399986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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