207 ESTHER STREET, NEW SMYRNA BEACH, FL, 32169
Active96 days on marketListed May 6, 2026MLS #O6405440
About this home
207 ESTHER STREET
Tucked away in the heart of New Smyrna Beach, this one-of-a-kind coastal beachside home blends timeless Florida charm with thoughtful modern upgrades, all just a short stroll or golf cart ride to the beach and the vibrant energy of Flagler Avenue. Offered fully furnished, this turnkey property is perfectly positioned to enjoy everything this sought-after beach town has to offer including local restaurants, boutique shopping, art festivals, and coastal nightlife. Originally built in the 1920s and extensively updated in 2020, the home offers the charm of a historic bungalow with the confidence of major upgrades including updated plumbing, electrical, HVAC system, hurricane-rated windows, and an encapsulated, dehumidified crawl space. The colorful exterior, metal roof, and inviting outdoor living spaces immediately set the tone for the relaxed coastal vibe found throughout the property. Inside, the home features an inviting floor plan filled with natural light and unique details. The updated kitchen includes quartz countertops, soft-close cabinetry, pull-out shelving, spice storage, an air fryer/gas oven, and a dining nook ideal for casual gatherings after a day at the beach. The main level offers comfortable living and guest accommodations, while the upstairs primary suite creates a private retreat complete with a wet bar, mini refrigerator, sink, and access to a spacious balcony perfect for enjoying morning coffee or evening breezes. Outdoor spaces are equally impressive with a screened patio showcasing original Florida coquina rock, a peaceful Zen-inspired garden area, and an outdoor shower for rinsing off after the ocean. Designed for easy maintenance and maximum enjoyment, the property allows more time spent enjoying the beach lifestyle and less time on upkeep. Additional highlights include a central vacuum system, smart exterior lighting, Ring security system, whole-home water filtration system, storage shed with A/C, mini split added in 2024, and parking for up to three vehicles. Whether you're searching for a primary residence, vacation getaway, or income-producing opportunity, 207 Esther offers a rare blend of coastal charm, thoughtful updates, and an exceptional New Smyrna Beach location.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,517
Sqft
0.04 ac
Lot size
1920
Year built
Two
Levels
$560
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,277 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,277/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.2%
$/sqft vs New Smyrna Beach actives
$560 vs $368
Days on market
96 vs 68 typical
Where $560/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Central Beach — neighborhood snapshot
Population
1,843
Median age
62
Median income
$83,678
Median home value
$521,411
Avg household
2
Households w/ children
88%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
207 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 207 ESTHER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$680,000
801 E 12TH AVENUE
3 bd · 2 ba · 1,530 sqft · $444/sqft · 99 DOM
Sold · Apr ’26$540,000
798 E 11TH AVENUE
2 bd · 2 ba · 1,468 sqft · $368/sqft · 78 DOM
Sold · Feb ’26$630,000
2121 HILL STREET UNIT 7B
2 bd · 2 ba · 1,460 sqft · $432/sqft · 232 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 207 ESTHER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 207 ESTHER STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
207 ESTHER STREET FAQs
What would the monthly payment be for 207 ESTHER STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,277/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 207 ESTHER STREET?+
The most recent tax bill on record (2025) was $2,545. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 207 ESTHER STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $850,000, this home is listed about 65% above the New Smyrna Beach median of $514,900. The market section on this page shows how the area is trending.
Which schools are assigned to 207 ESTHER STREET?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$850,000 runs 63% above the NEW SMYRNA BEACH 32169 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $875,000, now $850,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · Timothy Harper. MLS #O6405440.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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