1077 NW HAMP FARMER ROAD, LAKE CITY, FL, 32055
Active140 days on marketListed Mar 27, 2026MLS #O6394145
About this home
1077 NW HAMP FARMER ROAD
Prime 5-Acre Homesite – Ready for Your Vision Discover the perfect blend of privacy, space, and convenience at 1077 Northwest Hamp Farmer Road in Lake City, Florida. This beautiful 5-acre parcel offers the ideal setting for your dream home, manufactured home, or weekend retreat. What truly sets this property apart is that the groundwork is already done for you. The property features power on site, a brand-new septic system, a well with a brand-new tank, and a newly poured concrete pad — saving you significant time and upfront development costs. Whether you’re ready to build now or planning for the future, these major improvements provide a head start and immediate value. Enjoy peaceful country living with plenty of room for animals, gardens, additional structures, or recreational use — all while being just a short drive to shopping, dining, and everyday conveniences. If you’ve been searching for acreage with improvements already in place, this is a rare opportunity to own a move-in-ready homesite in a growing North Florida area.
Facts & features
The home at a glance
5.01 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$847 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$847/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32055 — neighborhood snapshot
Population
16,792
Median age
36.6
Median income
$57,328
Median home value
$161,200
Avg household
2.52
Households w/ children
2,057
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$325K → $292K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the LAKE CITY 32055 median. See the full Lake City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1077 NW HAMP FARMER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1077 NW HAMP FARMER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1077 NW HAMP FARMER ROAD FAQs
What would the monthly payment be for 1077 NW HAMP FARMER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $847/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1077 NW HAMP FARMER ROAD?+
The most recent tax bill on record (2025) was $644. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake City?+
At $100,000, this home is listed about 75% below the Lake City median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1077 NW HAMP FARMER ROAD?+
Westside Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE CITY 32055 market on paper
$100,000 is 57% below the LAKE CITY 32055 median of $230,000.
02Time on market is leverage
140 days on market against a Lake City median of 56 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Westside Elementary School, Columbia High School — Westside Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Jason Howell. MLS #O6394145.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lake City homes, in your inbox
Like 1077 NW HAMP FARMER ROAD but not quite? A daily digest of every new listing in Lake City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →