819 NW SAVANNAH CIRCLE, LAKE CITY, FL, 32055
Active81 days on marketListed May 17, 2026MLS #TB8499294
About this home
819 NW SAVANNAH CIRCLE
Seize this rare chance to own an expansive, contiguous parcel in a highly desirable Lake City neighborhood of Oak Meadow/ Forest Meadows. This premium real estate offering combines two side-by-side, independent lots into one massive 1.63-acre footprint, providing unparalleled space, privacy, and investment flexibility. Lot 1 (819 NW Savannah Cir.): 0.84 Acres Lot 2 (847 NW Savannah Cir.): 0.79 Acres Dual-Home Flexibility: Because this sale includes two legally distinct parcels, you have the unique right to **build a home on each lot**. This makes it an ideal setup for a multi-generational family compound, a primary residence with a detached guest house, or a savvy build-and-sell investment strategy. Cost-Saving Homesites: Save thousands on clearing costs! Both lots are already mostly cleared of heavy timber precisely where the future home footprints could sit, while still retaining beautiful rear perimeter trees for natural privacy. Waterfront Appeal: Enjoy serene, picturesque views. Both properties back up to a beautiful shared community pond, offering a peaceful backdrop and potential for backyard outdoor living spaces. Don't miss out on one of the most versatile land packages available in Lake City. Contact us today for more details or to schedule a walkthrough! **Please Note:** While this property offers incredible potential, buyers are highly encouraged to perform their own independent research, due diligence, and verification prior to purchase. Please verify all information regarding zoning, utilities, building codes, HOA regulations (if applicable), and environmental restrictions with Columbia County authorities.
Facts & features
The home at a glance
1.63 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$859 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$859/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32055 — neighborhood snapshot
Population
16,792
Median age
36.6
Median income
$57,328
Median home value
$161,200
Avg household
2.52
Households w/ children
2,057
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$325K → $292K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% below the LAKE CITY 32055 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 819 NW SAVANNAH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$75,000
152 NW WILTON WAY
2 bd · 2 ba · 924 sqft · $81/sqft · 3 DOM
Sold · Jun ’26$205,000
234 SW HAVANNA WAY
3 bd · 1.5 ba · 1,246 sqft · $165/sqft · 20 DOM
Sold · Feb ’26$300,000
420 SW JEWEL LAKE DRIVE
4 bd · 2 ba · 1,398 sqft · $215/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 819 NW SAVANNAH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 819 NW SAVANNAH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
819 NW SAVANNAH CIRCLE FAQs
What would the monthly payment be for 819 NW SAVANNAH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $859/mo — principal and interest, the actual property-tax bill, the $28/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 819 NW SAVANNAH CIRCLE?+
The association fee works out to $28 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 819 NW SAVANNAH CIRCLE?+
The most recent tax bill on record (2025) was $1,410. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 819 NW SAVANNAH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake City?+
At $87,500, this home is listed about 78% below the Lake City median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 819 NW SAVANNAH CIRCLE?+
Westside Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE CITY 32055 market on paper
$87,500 is 64% below the LAKE CITY 32055 median of $244,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Westside Elementary School, Columbia High School — Westside Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of STAR BAY REALTY CORP. · Swarna Goel. MLS #TB8499294.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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